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Carmoola valuation, funding and investors

carmoola.co.uk ↗LinkedIn ↗

Carmoola works in car finance solutions, based in London, United Kingdom. Founded in 2021, it has about 62 employees.

Loans & Financing London Debt
VALUATION · TODAY
$109M −4% after Series A
Range $8.42M – $166M · Grade D
TODAY
+12 MO
$200M
$400M
$600M
$800M
2022
2023
2024
2025
2026
2027
Seed $35.3M
Series A $10.3M
ValuationBefore first round12-month outlook: where it points, how wide it fansHover the past: the outlook shows what was predicted then
HEADCOUNT · TODAY62 employees
−10%6m growth
+7%1y growth
+68%2y growth
20
40
60
80
Data from Apr 2022
TODAY
Predicted in 1 yr $105M −4% vs today
Predicted next raise $17.5M if a round comes
Winding-down probability 0%
Last round
Series A · $10.3M · Feb 2023
Valuation at last round
$52.5M · implied
Headcount
62 · flat
Grade
D
Founded
2021
How VCMC values companies →

Carmoola valuation today

VCMC values Carmoola at $109M today, with a range of $8.42M to $166M and a grade of D. The valuation starts from its last funding round, a Series A round in Feb 2023.

Valuation by date (73 rows)

Each point is what the model would have shown on that date, using only what was known then; before its first round, a company is valued as a startup because it later raised.

Carmoola: valuation by date, as the model would have shown it on each date
DateValuationRangePredicted in 1 yrPhaseHeadcountTrendGradeWinding-down probability
1 Jan 2021$13.6M$4.93M – $37.2M$15.1M (+11%)before first round–unknownD0%
1 Feb 2021$13.7M$4.98M – $37.6M$15.2M (+11%)before first round–unknownD0%
1 Mar 2021$13.8M$5.02M – $37.9M$15.3M (+11%)before first round–unknownD0%
1 Apr 2021$13.9M$5.07M – $38.2M$15.4M (+11%)before first round–unknownD0%
1 May 2021$14.0M$5.11M – $38.6M$15.5M (+11%)before first round–unknownD0%
1 Jun 2021$14.2M$5.16M – $38.9M$15.7M (+10%)before first round–unknownD0%
1 Jul 2021$14.3M$5.20M – $39.3M$15.8M (+10%)before first round–unknownD0%
1 Aug 2021$14.4M$5.25M – $39.6M$15.9M (+10%)before first round–unknownD0%
1 Sep 2021$14.6M$5.30M – $40.0M$16.0M (+10%)before first round–unknownD0%
1 Oct 2021$14.7M$5.35M – $40.3M$16.1M (+10%)before first round–unknownD0%
1 Nov 2021$14.8M$5.40M – $40.7M$16.2M (+10%)before first round–unknownD0%
1 Dec 2021$15.0M$5.44M – $41.1M$16.4M (+9%)before first round–unknownD0%
1 Jan 2022$15.1M$5.50M – $41.5M$16.5M (+9%)before first round–unknownD0%
1 Feb 2022$15.2M$5.54M – $41.8M$16.6M (+9%)before first round–unknownD0%
1 Mar 2022$15.3M$5.57M – $42.1M$16.7M (+9%)before first round–unknownD0%
1 Apr 2022$15.1M$5.50M – $41.5M$16.5M (+9%)before first round14unknownD0%
9 Apr 2022$180M$118M – $547M$359M (+100%)after a round14unknownC0%
1 May 2022$188M$118M – $547M$359M (+91%)after a round14unknownC0%
1 Jun 2022$199M$118M – $547M$359M (+81%)after a round14unknownC0%
1 Jul 2022$211M$118M – $547M$359M (+71%)after a round14unknownC0%
1 Aug 2022$224M$118M – $547M$359M (+61%)after a round14unknownC0%
1 Sep 2022$237M$118M – $547M$359M (+52%)after a round14unknownC0%
1 Oct 2022$251M$118M – $547M$359M (+43%)after a round14unknownC0%
1 Nov 2022$266M$118M – $547M$359M (+35%)after a round14unknownC0%
1 Dec 2022$282M$118M – $547M$359M (+28%)after a round14unknownC0%
1 Jan 2023$299M$118M – $547M$359M (+20%)after a round14unknownC0%
1 Feb 2023$317M$118M – $547M$359M (+13%)after a round14unknownC0%
23 Feb 2023$52.6M$34.5M – $144M$94.5M (+80%)after a round14unknownC0%
1 Mar 2023$53.1M$34.5M – $144M$94.5M (+78%)after a round14unknownC0%
1 Apr 2023$55.8M$34.5M – $144M$94.5M (+69%)after a round14unknownC0%
1 May 2023$58.6M$34.5M – $144M$94.5M (+61%)after a round26growingC0%
1 Jun 2023$61.6M$34.5M – $144M$94.5M (+53%)after a round26growingC0%
1 Jul 2023$64.6M$34.5M – $144M$94.5M (+46%)after a round26growingC0%
1 Aug 2023$67.9M$34.5M – $144M$94.5M (+39%)after a round26growingC0%
1 Sep 2023$71.4M$34.5M – $144M$94.5M (+32%)after a round26growingC0%
1 Oct 2023$74.9M$34.5M – $144M$94.5M (+26%)after a round26unknownC0%
1 Nov 2023$80.9M$35.9M – $149M$98.2M (+21%)after a round31upC0%
1 Dec 2023$85.2M$35.9M – $149M$98.2M (+15%)after a round31upC0%
1 Jan 2024$89.8M$35.9M – $149M$98.2M (+9%)after a round31upC0%
1 Feb 2024$94.7M$35.9M – $149M$98.2M (+4%)after a round31upC0%
1 Mar 2024$101M$36.7M – $154M$101M (0%)after a round35upC0%
1 Apr 2024$101M$36.4M – $154M$101M (0%)after a round35upC0%
1 May 2024$101M$36.1M – $154M$101M (0%)after a round35upC0%
1 Jun 2024$101M$35.7M – $154M$101M (0%)after a round35upC0%
1 Jul 2024$101M$35.4M – $154M$101M (0%)after a round35upC0%
1 Aug 2024$101M$35.1M – $154M$101M (0%)after a round35upC0%
1 Sep 2024$102M$40.7M – $155M$102M (0%)after a round37growingC0%
1 Oct 2024$102M$41.3M – $155M$102M (0%)after a round37growingC0%
1 Nov 2024$102M$34.5M – $155M$102M (0%)after a round37upC0%
1 Dec 2024$103M$34.6M – $157M$103M (0%)after a round39upC0%
1 Jan 2025$103M$34.3M – $157M$103M (0%)after a round39upC0%
1 Feb 2025$103M$34.0M – $157M$103M (0%)after a round39upC0%
1 Mar 2025$103M$26.1M – $157M$103M (0%)after a round39upC0%
1 Apr 2025$103M$25.3M – $157M$103M (0%)after a round39upC0%
1 May 2025$103M$24.6M – $157M$102M (-1%)after a round39upC0%
1 Jun 2025$103M$23.8M – $157M$102M (-2%)after a round39upC0%
1 Jul 2025$103M$23.1M – $157M$101M (-2%)after a round39upC0%
1 Aug 2025$103M$22.4M – $157M$100M (-3%)after a round39upC0%
1 Sep 2025$113M$42.5M – $172M$113M (0%)after a round58growingC0%
1 Oct 2025$113M$42.6M – $172M$113M (0%)after a round58growingC0%
1 Nov 2025$114M$43.1M – $173M$114M (0%)after a round61growingC0%
1 Dec 2025$115M$43.5M – $175M$115M (0%)after a round63growingC0%
1 Jan 2026$116M$43.9M – $176M$116M (0%)after a round65growingC0%
1 Feb 2026$116M$43.9M – $176M$116M (0%)after a round65growingC0%
1 Mar 2026$117M$39.3M – $178M$117M (0%)after a round69growingC0%
1 Apr 2026$117M$38.6M – $178M$117M (0%)after a round69growingC0%
1 May 2026$117M$37.9M – $178M$117M (0%)after a round69growingC0%
1 Jun 2026$117M$15.1M – $178M$113M (-3%)after a round71upD0%
1 Jul 2026$115M$14.3M – $174M$109M (-4%)after a round67upD0%
1 Aug 2026$114M$13.7M – $174M$109M (-4%)after a round67upD0%
1 Sep 2026$112M$13.0M – $171M$106M (-6%)after a round65upD0%
1 Oct 2026$109M$8.75M – $167M$102M (-7%)after a round62flatD0%
24 Oct 2026$109M$8.42M – $166M$105M (-4%)after a round62flatD0%

Key facts about Carmoola

Founded
2021
Headquarters
London, United Kingdom
Employees
about 62 +2% in a year
Total raised
$589M
Funding rounds
5
Last round
Debt Jun 2025

Carmoola was founded in 2021 by Aidan Rushby, Amy Rushby, Igor Gordiichuk and Roman Sumnikov.

Carmoola funding history

Carmoola has 5 funding rounds on record, from Apr 2022 to Jun 2025, $589M in total. None disclosed a valuation.

  1. Debt 24 Jun 2025no round page

    Led by NatWest; with Chenavari Investment Managers.

    Sources: techfundingnews.com, carmoola.co.uk, scroll.media and 1 more

    $406M

  2. Other 16 Jan 2024no round page

    Led by QED Investors; with VentureFriends, InMotion Ventures, AlleyCorp, u.ventures.

    Sources: techfundingnews.com, carmoola.co.uk, financialit.net and 4 more

    $20M

  3. Series A 22 Feb 2023

    Led by QED Investors; with VentureFriends, InMotion Ventures.

    Sources: techfundingnews.com, carmoola.co.uk, standard.co.uk and 2 more

    $10M

  4. Debt 1 Feb 2023no round page

    Investors not disclosed.

    Sources: techfundingnews.com, techfundingnews.com, techfundingnews.com

    $117M

  5. Seed 8 Apr 2022

    With InMotion Ventures, VentureFriends, British Columbia Investment Management Corporation, Clocktower Ventures. Individuals: Dan Cobley.

    Sources: techfundingnews.com, uktech.news

    $35M

Carmoola investors

9 investors have backed Carmoola; QED Investors and NatWest led at least one round.

  • QED Investors lead, 2 rounds
  • NatWest lead
  • Chenavari Investment Managers

What Carmoola does

Carmoola works in loans & financing, with 13 recorded offerings and customers in automotive.

Carmoola Limited is a British financial technology company that provides car finance solutions, including hire purchase and personal contract purchase, as well as car refinance services. The company also offers car maintenance advice and operates a digital platform for car finance applications and related tools. Carmoola is authorized and regulated by the Financial Conduct Authority and is a member of CIFAS.

Description from Veridion's company data.

Products and services

  • Car Finance Solutions
  • Hire Purchase Financing
  • Personal Contract Purchase Financing
  • Car Refinance Services
  • Car Maintenance Advisory Services
  • Online Car Finance Application Services
  • Mobile Car Finance Application Services
  • Car Finance Calculator Services
  • Car Finance Eligibility Assessment Services
  • Car Finance Early Settlement Assessment Services
  • Dealer Network Verification Services
  • Multilingual Car Finance Services
  • Responsible Lending Advisory Services

Markets

  • Automotive

Business model

  • Business-to-Consumer
  • Service Provider

Industry codes (NAICS)

  • 522291 Consumer Lending 100% match

Questions about Carmoola

What is Carmoola worth?

Valuation $109M (range $8.42M to $166M), as of 24 Oct 2026.

Has Carmoola raised money?

Carmoola has 5 funding rounds on record, from Apr 2022 to Jun 2025, $589M in total. None disclosed a valuation.

Who has invested in Carmoola?

QED Investors, NatWest, InMotion Ventures, VentureFriends, AlleyCorp and British Columbia Investment Management Corporation, and 3 more. Lead investors include QED Investors and NatWest.

How many people work at Carmoola?

About 62, up 2% over the last year. Headcount rose from 14 in Mar 2022 to 71 in May 2026, then fell to 62 in Sep 2026.

What does Carmoola do?

Carmoola works in loans & financing, with 13 recorded offerings and customers in automotive. Its main offerings are car finance solutions, hire purchase financing and personal contract purchase financing.

When was Carmoola founded, and where is it based?

Carmoola was founded in 2021 and is based in London, United Kingdom. It has about 62 employees, up 2% over the last year.

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