iwoca valuation, funding and investors
iwoca works in business finance solutions delivery, based in London, United Kingdom. Founded in 2012, it has about 617 employees.
VALUATION · TODAY
$253M −1% after Series C
Range $20.7M – $363M · Grade DTODAY
+12 MO
$100M
$200M
$300M
$400M
$500M
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027
Series B $20.0M
Series C $27.0M
ValuationBefore first round12-month outlook: where it points, how wide it fansHover the past: the outlook shows what was predicted then
HEADCOUNT · TODAY617 employees
+14%6m growth
+27%1y growth
+58%2y growth
250
500
750
Data from Jan 2021
Predicted in 1 yr $250M −1% vs today
Predicted next raise $33.7M if a round comes
Winding-down probability 0%
- Last round
- Series C · $27.0M · Oct 2016
- Valuation at last round
- $216M · implied
- Headcount
- 617 · up
- Grade
- D
- Founded
- 2012
iwoca valuation today
VCMC values iwoca at $253M today, with a range of $20.7M to $363M and a grade of D. The valuation starts from its last funding round, a Series C round in Oct 2016.
Valuation by date (181 rows)
Each point is what the model would have shown on that date, using only what was known then; before its first round, a company is valued as a startup because it later raised.
| Date | Valuation | Range | Predicted in 1 yr | Phase | Headcount | Trend | Grade | Winding-down probability |
|---|---|---|---|---|---|---|---|---|
| 1 Jan 2012 | $3.71M | $1.35M – $10.2M | $3.80M (+2%) | before first round | – | unknown | D | 0% |
| 1 Feb 2012 | $3.71M | $1.35M – $10.2M | $3.81M (+3%) | before first round | – | unknown | D | 0% |
| 1 Mar 2012 | $3.71M | $1.35M – $10.2M | $3.83M (+3%) | before first round | – | unknown | D | 0% |
| 1 Apr 2012 | $3.71M | $1.35M – $10.2M | $3.84M (+4%) | before first round | – | unknown | D | 0% |
| 1 May 2012 | $3.71M | $1.35M – $10.2M | $3.86M (+4%) | before first round | – | unknown | D | 0% |
| 1 Jun 2012 | $3.71M | $1.35M – $10.2M | $3.87M (+4%) | before first round | – | unknown | D | 0% |
| 1 Jul 2012 | $3.71M | $1.35M – $10.2M | $3.89M (+5%) | before first round | – | unknown | D | 0% |
| 1 Aug 2012 | $3.72M | $1.36M – $10.2M | $3.90M (+5%) | before first round | – | unknown | D | 0% |
| 1 Sep 2012 | $3.74M | $1.36M – $10.3M | $3.92M (+5%) | before first round | – | unknown | D | 0% |
| 1 Oct 2012 | $3.75M | $1.37M – $10.3M | $3.93M (+5%) | before first round | – | unknown | D | 0% |
| 1 Nov 2012 | $3.77M | $1.37M – $10.4M | $3.95M (+5%) | before first round | – | unknown | D | 0% |
| 1 Dec 2012 | $3.78M | $1.38M – $10.4M | $3.97M (+5%) | before first round | – | unknown | D | 0% |
| 1 Jan 2013 | $3.80M | $1.38M – $10.4M | $3.98M (+5%) | before first round | – | unknown | D | 0% |
| 1 Feb 2013 | $3.81M | $1.39M – $10.5M | $4.00M (+5%) | before first round | – | unknown | D | 0% |
| 1 Mar 2013 | $3.83M | $1.39M – $10.5M | $4.01M (+5%) | before first round | – | unknown | D | 0% |
| 1 Apr 2013 | $3.84M | $1.40M – $10.6M | $4.03M (+5%) | before first round | – | unknown | D | 0% |
| 1 May 2013 | $3.86M | $1.40M – $10.6M | $4.04M (+5%) | before first round | – | unknown | D | 0% |
| 1 Jun 2013 | $3.87M | $1.41M – $10.6M | $4.06M (+5%) | before first round | – | unknown | D | 0% |
| 1 Jul 2013 | $3.89M | $1.42M – $10.7M | $4.07M (+5%) | before first round | – | unknown | D | 0% |
| 1 Aug 2013 | $3.90M | $1.42M – $10.7M | $4.09M (+5%) | before first round | – | unknown | D | 0% |
| 1 Sep 2013 | $3.92M | $1.43M – $10.8M | $4.11M (+5%) | before first round | – | unknown | D | 0% |
| 1 Oct 2013 | $3.93M | $1.43M – $10.8M | $4.12M (+5%) | before first round | – | unknown | D | 0% |
| 1 Nov 2013 | $3.95M | $1.44M – $10.8M | $4.14M (+5%) | before first round | – | unknown | D | 0% |
| 1 Dec 2013 | $3.96M | $1.44M – $10.9M | $4.15M (+5%) | before first round | – | unknown | D | 0% |
| 1 Jan 2014 | $3.98M | $1.45M – $10.9M | $4.17M (+5%) | before first round | – | unknown | D | 0% |
| 1 Feb 2014 | $4.00M | $1.45M – $11.0M | $4.19M (+5%) | before first round | – | unknown | D | 0% |
| 1 Mar 2014 | $4.01M | $1.46M – $11.0M | $4.20M (+5%) | before first round | – | unknown | D | 0% |
| 1 Apr 2014 | $4.03M | $1.47M – $11.1M | $4.22M (+5%) | before first round | – | unknown | D | 0% |
| 1 May 2014 | $4.04M | $1.47M – $11.1M | $4.24M (+5%) | before first round | – | unknown | D | 0% |
| 1 Jun 2014 | $4.06M | $1.48M – $11.1M | $4.25M (+5%) | before first round | – | unknown | D | 0% |
| 1 Jul 2014 | $4.07M | $1.48M – $11.2M | $4.27M (+5%) | before first round | – | unknown | D | 0% |
| 1 Aug 2014 | $4.09M | $1.49M – $11.2M | $4.29M (+5%) | before first round | – | unknown | D | 0% |
| 1 Sep 2014 | $4.11M | $1.49M – $11.3M | $4.30M (+5%) | before first round | – | unknown | D | 0% |
| 1 Oct 2014 | $4.12M | $1.50M – $11.3M | $4.32M (+5%) | before first round | – | unknown | D | 0% |
| 1 Nov 2014 | $4.14M | $1.51M – $11.4M | $4.34M (+5%) | before first round | – | unknown | D | 0% |
| 1 Dec 2014 | $4.15M | $1.51M – $11.4M | $4.35M (+5%) | before first round | – | unknown | D | 0% |
| 1 Jan 2015 | $4.17M | $1.52M – $11.5M | $4.37M (+5%) | before first round | – | unknown | D | 0% |
| 1 Feb 2015 | $4.19M | $1.52M – $11.5M | $4.39M (+5%) | before first round | – | unknown | D | 0% |
| 1 Mar 2015 | $4.20M | $1.53M – $11.5M | $4.40M (+5%) | before first round | – | unknown | D | 0% |
| 1 Apr 2015 | $4.22M | $1.54M – $11.6M | $4.42M (+5%) | before first round | – | unknown | D | 0% |
| 1 May 2015 | $4.24M | $1.54M – $11.6M | $4.44M (+5%) | before first round | – | unknown | D | 0% |
| 1 Jun 2015 | $4.25M | $1.55M – $11.7M | $4.46M (+5%) | before first round | – | unknown | D | 0% |
| 1 Jul 2015 | $4.27M | $1.55M – $11.7M | $4.47M (+5%) | before first round | – | unknown | D | 0% |
| 31 Jul 2015 | $131M | $86.1M – $299M | $197M (+50%) | after a round | – | unknown | C | 0% |
| 1 Aug 2015 | $131M | $86.1M – $299M | $197M (+50%) | after a round | – | unknown | C | 0% |
| 1 Sep 2015 | $136M | $86.1M – $299M | $197M (+45%) | after a round | – | unknown | C | 0% |
| 1 Oct 2015 | $141M | $86.1M – $299M | $197M (+40%) | after a round | – | unknown | C | 0% |
| 1 Nov 2015 | $145M | $86.1M – $299M | $197M (+35%) | after a round | – | unknown | C | 0% |
| 1 Dec 2015 | $150M | $86.1M – $299M | $197M (+31%) | after a round | – | unknown | C | 0% |
| 1 Jan 2016 | $156M | $86.1M – $299M | $197M (+26%) | after a round | – | unknown | C | 0% |
| 1 Feb 2016 | $161M | $86.1M – $299M | $197M (+22%) | after a round | – | unknown | C | 0% |
| 1 Mar 2016 | $166M | $86.1M – $299M | $197M (+18%) | after a round | – | unknown | C | 0% |
| 1 Apr 2016 | $172M | $86.1M – $299M | $197M (+14%) | after a round | – | unknown | C | 0% |
| 1 May 2016 | $178M | $86.1M – $299M | $197M (+10%) | after a round | – | unknown | C | 0% |
| 1 Jun 2016 | $184M | $86.1M – $299M | $197M (+7%) | after a round | – | unknown | C | 0% |
| 1 Jul 2016 | $191M | $86.1M – $299M | $197M (+3%) | after a round | – | unknown | C | 0% |
| 1 Aug 2016 | $197M | $85.8M – $299M | $197M (0%) | after a round | – | unknown | C | 0% |
| 1 Sep 2016 | $197M | $82.1M – $299M | $197M (0%) | after a round | – | unknown | C | 0% |
| 1 Oct 2016 | $197M | $78.6M – $299M | $197M (0%) | after a round | – | unknown | C | 0% |
| 5 Oct 2016 | $216M | $152M – $399M | $281M (+30%) | after a round | – | unknown | B | 0% |
| 1 Nov 2016 | $221M | $152M – $399M | $281M (+27%) | after a round | – | unknown | B | 0% |
| 1 Dec 2016 | $225M | $152M – $399M | $281M (+25%) | after a round | – | unknown | B | 0% |
| 1 Jan 2017 | $230M | $152M – $399M | $281M (+22%) | after a round | – | unknown | B | 0% |
| 1 Feb 2017 | $236M | $152M – $399M | $281M (+19%) | after a round | – | unknown | B | 0% |
| 1 Mar 2017 | $240M | $152M – $399M | $281M (+17%) | after a round | – | unknown | B | 0% |
| 1 Apr 2017 | $246M | $152M – $399M | $281M (+14%) | after a round | – | unknown | B | 0% |
| 1 May 2017 | $251M | $152M – $399M | $281M (+12%) | after a round | – | unknown | B | 0% |
| 1 Jun 2017 | $257M | $152M – $399M | $281M (+9%) | after a round | – | unknown | B | 0% |
| 1 Jul 2017 | $262M | $152M – $399M | $281M (+7%) | after a round | – | unknown | B | 0% |
| 1 Aug 2017 | $268M | $152M – $399M | $281M (+5%) | after a round | – | unknown | B | 0% |
| 1 Sep 2017 | $274M | $152M – $399M | $281M (+2%) | after a round | – | unknown | B | 0% |
| 1 Oct 2017 | $280M | $152M – $399M | $281M (0%) | after a round | – | unknown | B | 0% |
| 1 Nov 2017 | $281M | $146M – $399M | $281M (0%) | after a round | – | unknown | B | 0% |
| 1 Dec 2017 | $281M | $140M – $399M | $281M (0%) | after a round | – | unknown | B | 0% |
| 1 Jan 2018 | $281M | $133M – $399M | $281M (0%) | after a round | – | unknown | B | 0% |
| 1 Feb 2018 | $281M | $127M – $399M | $281M (0%) | after a round | – | unknown | B | 0% |
| 1 Mar 2018 | $281M | $122M – $399M | $281M (0%) | after a round | – | unknown | B | 0% |
| 1 Apr 2018 | $281M | $117M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 May 2018 | $281M | $111M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Jun 2018 | $281M | $106M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Jul 2018 | $281M | $102M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Aug 2018 | $281M | $97.1M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Sep 2018 | $281M | $92.7M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Oct 2018 | $281M | $88.6M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Nov 2018 | $281M | $79.9M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Dec 2018 | $281M | $76.0M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Jan 2019 | $281M | $72.3M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Feb 2019 | $281M | $68.7M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Mar 2019 | $281M | $65.6M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Apr 2019 | $281M | $62.3M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 May 2019 | $281M | $59.3M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Jun 2019 | $281M | $56.4M – $399M | $281M (0%) | after a round | – | unknown | C | 0% |
| 1 Jul 2019 | $281M | $53.7M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Aug 2019 | $281M | $51.0M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Sep 2019 | $281M | $48.5M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Oct 2019 | $281M | $46.2M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Nov 2019 | $281M | $43.9M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Dec 2019 | $281M | $41.8M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Jan 2020 | $281M | $39.7M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Feb 2020 | $281M | $37.7M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Mar 2020 | $281M | $36.0M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Apr 2020 | $281M | $34.2M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 May 2020 | $281M | $32.5M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Jun 2020 | $281M | $30.9M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Jul 2020 | $281M | $29.4M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Aug 2020 | $281M | $28.0M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Sep 2020 | $281M | $26.6M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Oct 2020 | $281M | $25.3M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Nov 2020 | $281M | $24.0M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Dec 2020 | $281M | $22.9M – $399M | $281M (0%) | after a round | – | unknown | D | 0% |
| 1 Jan 2021 | $281M | $21.7M – $399M | $281M (0%) | after a round | 330 | unknown | D | 0% |
| 1 Feb 2021 | $281M | $20.7M – $399M | $281M (0%) | after a round | 330 | unknown | D | 0% |
| 1 Mar 2021 | $281M | $19.7M – $399M | $281M (0%) | after a round | 330 | unknown | D | 0% |
| 1 Apr 2021 | $281M | $18.8M – $399M | $281M (0%) | after a round | 330 | unknown | D | 0% |
| 1 May 2021 | $281M | $17.9M – $399M | $281M (0%) | after a round | 330 | unknown | D | 0% |
| 1 Jun 2021 | $66.5M | $17.0M – $387M | $61.5M (-8%) | after a round | 280 | down | D | 82% |
| 1 Jul 2021 | $64.6M | $16.2M – $386M | $61.5M (-5%) | after a round | 280 | down | D | 82% |
| 1 Aug 2021 | $62.6M | $15.4M – $386M | $61.5M (-2%) | after a round | 280 | down | D | 82% |
| 1 Sep 2021 | $62.3M | $15.2M – $385M | $61.5M (-1%) | after a round | 280 | down | D | 82% |
| 1 Oct 2021 | $62.2M | $15.2M – $385M | $61.5M (-1%) | after a round | 280 | down | D | 82% |
| 1 Nov 2021 | $62.1M | $15.2M – $384M | $51.8M (-17%) | after a round | 280 | down | D | 82% |
| 1 Dec 2021 | $62.0M | $15.2M – $384M | $51.8M (-16%) | after a round | 280 | down | D | 82% |
| 1 Jan 2022 | $61.9M | $15.2M – $383M | $51.8M (-16%) | after a round | 280 | down | D | 82% |
| 1 Feb 2022 | $61.8M | $15.2M – $382M | $51.8M (-16%) | after a round | 280 | down | D | 82% |
| 1 Mar 2022 | $61.7M | $15.2M – $382M | $51.8M (-16%) | after a round | 280 | down | D | 82% |
| 1 Apr 2022 | $61.6M | $15.2M – $381M | $51.8M (-16%) | after a round | 280 | down | D | 82% |
| 1 May 2022 | $61.5M | $15.2M – $381M | $51.8M (-16%) | after a round | 280 | down | D | 82% |
| 1 Jun 2022 | $61.5M | $15.2M – $380M | $51.8M (-16%) | after a round | 280 | down | D | 82% |
| 1 Jul 2022 | $61.5M | $15.2M – $380M | $51.8M (-16%) | after a round | 280 | down | D | 82% |
| 1 Aug 2022 | $72.5M | $15.2M – $399M | $61.9M (-15%) | after a round | 280 | unknown | D | 76% |
| 1 Sep 2022 | $80.8M | $15.2M – $399M | $69.9M (-13%) | after a round | 280 | unknown | D | 70% |
| 1 Oct 2022 | $89.2M | $15.2M – $399M | $78.1M (-12%) | after a round | 280 | unknown | D | 64% |
| 1 Nov 2022 | $86.5M | $15.2M – $291M | $86.5M (0%) | after a round | 280 | unknown | D | 59% |
| 1 Dec 2022 | $95.1M | $15.2M – $299M | $95.1M (0%) | after a round | 280 | unknown | D | 54% |
| 1 Jan 2023 | $104M | $15.2M – $306M | $104M (0%) | after a round | 280 | unknown | D | 50% |
| 1 Feb 2023 | $112M | $15.2M – $312M | $112M (0%) | after a round | 370 | unknown | D | 46% |
| 1 Mar 2023 | $121M | $15.2M – $318M | $121M (0%) | after a round | 370 | unknown | D | 42% |
| 1 Apr 2023 | $129M | $15.2M – $324M | $129M (0%) | after a round | 370 | unknown | D | 39% |
| 1 May 2023 | $138M | $15.2M – $330M | $138M (0%) | after a round | 370 | unknown | D | 36% |
| 1 Jun 2023 | $146M | $15.2M – $335M | $146M (0%) | after a round | 370 | unknown | D | 33% |
| 1 Jul 2023 | $153M | $15.2M – $339M | $153M (0%) | after a round | 370 | unknown | D | 30% |
| 1 Aug 2023 | $161M | $15.2M – $344M | $161M (0%) | after a round | 370 | unknown | D | 28% |
| 1 Sep 2023 | $168M | $15.2M – $348M | $168M (0%) | after a round | 370 | unknown | D | 26% |
| 1 Oct 2023 | $175M | $15.2M – $352M | $175M (0%) | after a round | 370 | unknown | D | 24% |
| 1 Nov 2023 | $104M | $15.2M – $273M | $104M (0%) | after a round | 340 | flat | D | 42% |
| 1 Dec 2023 | $104M | $15.2M – $273M | $104M (0%) | after a round | 340 | flat | D | 42% |
| 1 Jan 2024 | $104M | $15.2M – $273M | $104M (0%) | after a round | 340 | flat | D | 42% |
| 1 Feb 2024 | $104M | $15.2M – $273M | $104M (0%) | after a round | 340 | flat | D | 42% |
| 1 Mar 2024 | $110M | $15.2M – $276M | $110M (0%) | after a round | 350 | flat | D | 39% |
| 1 Apr 2024 | $116M | $15.2M – $278M | $116M (0%) | after a round | 360 | flat | D | 36% |
| 1 May 2024 | $122M | $15.2M – $280M | $122M (0%) | after a round | 360 | flat | D | 33% |
| 1 Jun 2024 | $128M | $15.2M – $282M | $128M (0%) | after a round | 360 | flat | D | 30% |
| 1 Jul 2024 | $133M | $15.2M – $284M | $133M (0%) | after a round | 360 | flat | D | 28% |
| 1 Aug 2024 | $139M | $19.3M – $287M | $138M (0%) | after a round | 390 | up | D | 26% |
| 1 Sep 2024 | $145M | $19.4M – $291M | $143M (-1%) | after a round | 390 | up | D | 24% |
| 1 Oct 2024 | $149M | $19.5M – $291M | $148M (-1%) | after a round | 390 | up | D | 22% |
| 1 Nov 2024 | $153M | $19.6M – $292M | $153M (0%) | after a round | 390 | up | D | 20% |
| 1 Dec 2024 | $165M | $19.7M – $306M | $160M (-3%) | after a round | 400 | up | D | 18% |
| 1 Jan 2025 | $169M | $19.8M – $307M | $163M (-3%) | after a round | 400 | up | D | 17% |
| 1 Feb 2025 | $172M | $19.9M – $307M | $167M (-3%) | after a round | 400 | up | D | 16% |
| 1 Mar 2025 | $176M | $20.0M – $308M | $170M (-3%) | after a round | 400 | up | D | 14% |
| 1 Apr 2025 | $179M | $20.1M – $308M | $173M (-3%) | after a round | 400 | up | D | 13% |
| 1 May 2025 | $175M | $20.1M – $297M | $175M (0%) | after a round | 400 | up | D | 12% |
| 1 Jun 2025 | $178M | $20.2M – $298M | $178M (0%) | after a round | 400 | up | D | 11% |
| 1 Jul 2025 | $181M | $20.3M – $298M | $181M (0%) | after a round | 400 | up | D | 10% |
| 1 Aug 2025 | $232M | $61.5M – $378M | $232M (0%) | after a round | 476 | growing | C | 9% |
| 1 Sep 2025 | $234M | $20.4M – $377M | $234M (0%) | after a round | 485 | up | D | 9% |
| 1 Oct 2025 | $209M | $20.4M – $334M | $205M (-2%) | after a round | 485 | up | D | 8% |
| 1 Nov 2025 | $211M | $20.4M – $334M | $207M (-2%) | after a round | 485 | up | D | 7% |
| 1 Dec 2025 | $242M | $20.5M – $379M | $242M (0%) | after a round | 521 | up | D | 7% |
| 1 Jan 2026 | $245M | $20.5M – $380M | $244M (0%) | after a round | 521 | up | D | 6% |
| 1 Feb 2026 | $249M | $20.6M – $384M | $248M (0%) | after a round | 521 | up | D | 6% |
| 1 Mar 2026 | $257M | $66.4M – $389M | $257M (0%) | after a round | 542 | growing | C | 5% |
| 1 Apr 2026 | $262M | $67.4M – $391M | $262M (0%) | after a round | 542 | growing | C | 4% |
| 1 May 2026 | $263M | $67.6M – $392M | $263M (0%) | after a round | 542 | growing | C | 3% |
| 1 Jun 2026 | $205M | $20.7M – $304M | $205M (0%) | after a round | 542 | up | D | 3% |
| 1 Jul 2026 | $206M | $20.7M – $304M | $206M (0%) | after a round | 542 | up | D | 3% |
| 1 Aug 2026 | $216M | $20.9M – $307M | $216M (0%) | after a round | 542 | up | D | 0% |
| 1 Sep 2026 | $247M | $20.9M – $350M | $242M (-2%) | after a round | 609 | up | D | 0% |
| 1 Oct 2026 | $256M | $20.9M – $364M | $253M (-1%) | after a round | 617 | up | D | 0% |
| 24 Oct 2026 | $253M | $20.7M – $363M | $250M (-1%) | after a round | 617 | up | D | 0% |
Key facts about iwoca
- Founded
- 2012
- Headquarters
- London, United Kingdom
- Employees
- about 617 +27% in a year
- Total raised
- $1.21B
- Funding rounds
- 7
- Last round
- Debt Jul 2026
iwoca was founded in 2012 by Christoph Rieche and James Dear.
iwoca funding history
iwoca has 7 funding rounds on record, from Jul 2015 to Jul 2026, $1.21B in total. None disclosed a valuation.
Debt 27 Jul 2026no round page
With Waterfall Asset Management, WAM Capital, a leading UK bank, leading UK bank.
Sources: iwoca.co.uk, fintechfutures.com, uktech.news and 2 more
$333M
Debt 7 May 2024no round page
With Citibank, Insight Investment, Barclays, Värde Partners.
Sources: techfundingnews.com, iwoca.co.uk, techfundingnews.com and 1 more
$339M
$244M
Debt 18 Feb 2019no round page
Led by Augmentum Fintech; with NIBC Bank, Prime Ventures.
Sources: agfundernews.com, uk.finance.yahoo.com, finextra.com
$193M
Series C 4 Oct 2016
Led by Prime Ventures; with Acton Capital Partners, CommerzVentures, Global Founders Capital, Redline Capital, Rocket Internet.
Sources: pymnts.com, actoncapital.com, privateequitywire.co.uk
$27M
Debt 4 Oct 2016no round page
With Shawbrook, Prime Ventures, Acton Capital, CommerzVentures, Global Founders Capital, Redline Capital.
Sources: pymnts.com, privateequitywire.co.uk, actoncapital.com
$59M
Series B 30 Jul 2015
Led by Acton Capital, CommerzVentures; with Redline Capital, Commerzbank.
Sources: cityam.com
$20M
iwoca investors
19 investors have backed iwoca; CommerzVentures, Prime Ventures and Acton Capital and 1 more led at least one round.
- Redline Capital 3 rounds
- Värde Partners 2 rounds
- a leading UK bank
- Acton Capital Partners
- Barclays
- Citibank
- Commerzbank
- Insight Investment
- leading UK bank
- NIBC Bank
- Shawbrook
- WAM Capital
What iwoca does
iwoca works in loans & financing, with 14 recorded offerings and customers in financial services and small and medium-sized enterprises (SMEs).
iwoca Ltd is a British private company engaged in business finance solutions, including business loans, credit cards, invoice finance, working capital, asset finance, trade credit, and payment solutions for small and medium-sized enterprises. The company operates in the financial services sector, serving clients in the UK and Germany, and is registered with the Financial Conduct Authority and the Information Commissioners Office. iwoca also utilizes technologies such as Open Banking and API integrations to support its operations.
Description from Veridion's company data.
Products and services
- Business Finance Solutions Delivery
- Business Loan Origination and Management
- Business Credit Card Issuance
- Invoice Finance Solutions
- Working Capital Financing Services
- Asset Finance Solutions
- Trade Credit Solutions
- B2B Payment Solutions Delivery
- Loan Top-Up Services
- Automated Credit Analysis Services
- Manual Credit Analysis Services
- Open Banking and API Integration Services
- SME Financial Inclusion Services
- Sustainable Finance Solutions
Markets
- Financial Services
- Small and Medium-sized Enterprises (SMEs)
Technology
- Open Banking and API Integrations
Certifications
- FCA certified
- ICO certified
Business model
- Business-to-Business
- Service Provider
Industry codes (NAICS)
- 522299 International, Secondary Market, and All Other Nondepository Credit Intermediation 100% match
Questions about iwoca
What is iwoca worth?
Valuation $253M (range $20.7M to $363M), as of 24 Oct 2026.
Has iwoca raised money?
iwoca has 7 funding rounds on record, from Jul 2015 to Jul 2026, $1.21B in total. None disclosed a valuation.
Who has invested in iwoca?
CommerzVentures, Prime Ventures, Acton Capital, Augmentum Fintech, Redline Capital and Global Founders Capital, and 13 more. Lead investors include CommerzVentures, Prime Ventures, Acton Capital and Augmentum Fintech.
How many people work at iwoca?
About 617, up 27% over the last year. Headcount grew from 330 in Jan 2021 to 617 in Sep 2026.
What does iwoca do?
iwoca works in loans & financing, with 14 recorded offerings and customers in financial services and small and medium-sized enterprises (SMEs). Its main offerings are business finance solutions delivery, business loan origination and management and business credit card issuance.
When was iwoca founded, and where is it based?
iwoca was founded in 2012 and is based in London, United Kingdom. It has about 617 employees, up 27% over the last year.