Kin Insurance valuation, funding and investors

Kin Insurance works in home insurance underwriting, based in Chicago, United States. Founded in 2016, it has about 743 employees.

Insurance - Agents, Carriers & Brokers Series E

VALUATION · TODAY

$1.49B +0% after Series E

Range $416M – $2.27B · Grade C

TODAY

+12 MO

$500M

$1.00B

$1.50B

$2.00B

2017

2018

2019

2020

2021

2022

2023

2024

2025

2026

2027

Seed $4.00M

Growth $47.0M

Series B $35.0M

Series C $63.9M

Series D $82.0M

Series E $50.0M

ValuationBefore first round12-month outlook: where it points, how wide it fansHover the past: the outlook shows what was predicted then

HEADCOUNT · TODAY743 employees

+12%6m growth

+14%1y growth

+22%2y growth

500

1,000

Data from Jan 2021

TODAY

Predicted in 1 yr $1.49B +0% vs today

Predicted next raise $92.0M if a round comes

Winding-down probability 0%

Last round: Series E · $50.0M · Sep 2025
Valuation at last round: $625M · implied
Headcount: 743 · up
Grade: C
Founded: 2016

How VCMC values companies →

Kin Insurance valuation today

VCMC values Kin Insurance at $1.5B today, with a range of $416M to $2.3B and a grade of C. The valuation starts from its last funding round, a Series E round in Sep 2025.

Valuation by date (137 rows)

Each point is what the model would have shown on that date, using only what was known then; before its first round, a company is valued as a startup because it later raised.

Kin Insurance: valuation by date, as the model would have shown it on each date
Date	Valuation	Range	Predicted in 1 yr	Phase	Headcount	Trend	Grade	Winding-down probability
1 Jan 2016	$6.98M	$2.54M – $19.2M	$8.37M (+20%)	before first round	–	unknown	D	0%
1 Feb 2016	$7.01M	$2.55M – $19.3M	$8.60M (+23%)	before first round	–	unknown	D	0%
1 Mar 2016	$7.04M	$2.56M – $19.3M	$8.82M (+25%)	before first round	–	unknown	D	0%
1 Apr 2016	$7.07M	$2.57M – $19.4M	$9.06M (+28%)	before first round	–	unknown	D	0%
1 May 2016	$7.09M	$2.58M – $19.5M	$9.29M (+31%)	before first round	–	unknown	D	0%
1 Jun 2016	$7.12M	$2.59M – $19.6M	$9.55M (+34%)	before first round	–	unknown	D	0%
1 Jul 2016	$7.15M	$2.60M – $19.6M	$9.80M (+37%)	before first round	–	unknown	D	0%
1 Aug 2016	$7.34M	$2.67M – $20.2M	$10.1M (+37%)	before first round	–	unknown	D	0%
1 Sep 2016	$7.54M	$2.74M – $20.7M	$10.3M (+37%)	before first round	–	unknown	D	0%
1 Oct 2016	$7.74M	$2.82M – $21.3M	$10.6M (+37%)	before first round	–	unknown	D	0%
1 Nov 2016	$7.95M	$2.89M – $21.8M	$10.9M (+37%)	before first round	–	unknown	D	0%
1 Dec 2016	$8.16M	$2.97M – $22.4M	$11.2M (+37%)	before first round	–	unknown	D	0%
1 Jan 2017	$8.37M	$3.05M – $23.0M	$11.5M (+37%)	before first round	–	unknown	D	0%
1 Feb 2017	$8.60M	$3.13M – $23.6M	$11.8M (+37%)	before first round	–	unknown	D	0%
1 Mar 2017	$8.81M	$3.21M – $24.2M	$12.1M (+37%)	before first round	–	unknown	D	0%
1 Apr 2017	$9.05M	$3.29M – $24.9M	$12.4M (+37%)	before first round	–	unknown	D	0%
1 May 2017	$9.29M	$3.38M – $25.5M	$12.7M (+37%)	before first round	–	unknown	D	0%
1 Jun 2017	$9.54M	$3.47M – $26.2M	$13.1M (+37%)	before first round	–	unknown	D	0%
1 Jul 2017	$9.79M	$3.56M – $26.9M	$13.4M (+37%)	before first round	–	unknown	D	0%
1 Aug 2017	$16.0M	$10.5M – $48.7M	$32.0M (+100%)	after a round	–	unknown	C	0%
2 Aug 2017	$16.0M	$10.5M – $48.7M	$32.0M (+100%)	after a round	–	unknown	C	0%
1 Sep 2017	$17.0M	$10.5M – $48.7M	$32.0M (+89%)	after a round	–	unknown	C	0%
1 Oct 2017	$18.0M	$10.5M – $48.7M	$32.0M (+78%)	after a round	–	unknown	C	0%
1 Nov 2017	$19.1M	$10.5M – $48.7M	$32.0M (+68%)	after a round	–	unknown	C	0%
1 Dec 2017	$20.2M	$10.5M – $48.7M	$32.0M (+59%)	after a round	–	unknown	C	0%
1 Jan 2018	$21.4M	$10.5M – $48.7M	$32.0M (+50%)	after a round	–	unknown	C	0%
1 Feb 2018	$22.7M	$10.5M – $48.7M	$32.0M (+41%)	after a round	–	unknown	C	0%
1 Mar 2018	$23.9M	$10.5M – $48.7M	$32.0M (+34%)	after a round	–	unknown	C	0%
1 Apr 2018	$25.4M	$10.5M – $48.7M	$32.0M (+26%)	after a round	–	unknown	C	0%
1 May 2018	$26.9M	$10.5M – $48.7M	$32.0M (+19%)	after a round	–	unknown	C	0%
1 Jun 2018	$28.5M	$10.5M – $48.7M	$32.0M (+12%)	after a round	–	unknown	C	0%
1 Jul 2018	$30.2M	$10.5M – $48.7M	$32.0M (+6%)	after a round	–	unknown	C	0%
1 Aug 2018	$32.0M	$10.5M – $48.7M	$32.0M (0%)	after a round	–	unknown	C	0%
1 Sep 2018	$32.0M	$9.99M – $48.7M	$32.0M (0%)	after a round	–	unknown	C	0%
1 Oct 2018	$32.0M	$9.51M – $48.7M	$32.0M (0%)	after a round	–	unknown	C	0%
1 Nov 2018	$32.0M	$9.04M – $48.7M	$32.0M (0%)	after a round	–	unknown	C	0%
1 Dec 2018	$32.0M	$8.61M – $48.7M	$32.0M (0%)	after a round	–	unknown	C	0%
1 Jan 2019	$32.0M	$8.18M – $48.7M	$32.0M (0%)	after a round	–	unknown	C	0%
1 Feb 2019	$32.0M	$7.77M – $48.7M	$32.0M (0%)	after a round	–	unknown	C	0%
1 Mar 2019	$32.0M	$7.42M – $48.7M	$32.0M (0%)	after a round	–	unknown	C	0%
1 Apr 2019	$32.0M	$7.06M – $48.7M	$32.0M (0%)	after a round	–	unknown	C	0%
1 May 2019	$32.0M	$6.72M – $48.7M	$32.0M (0%)	after a round	–	unknown	C	0%
1 Jun 2019	$32.0M	$6.38M – $48.7M	$32.0M (0%)	after a round	–	unknown	D	0%
1 Jul 2019	$32.0M	$6.08M – $48.7M	$32.0M (0%)	after a round	–	unknown	D	0%
1 Aug 2019	$32.0M	$5.77M – $48.7M	$32.0M (0%)	after a round	–	unknown	D	0%
28 Aug 2019	$321M	$226M – $500M	$353M (+10%)	after a round	–	unknown	B	0%
1 Sep 2019	$321M	$226M – $500M	$353M (+10%)	after a round	–	unknown	B	0%
1 Oct 2019	$323M	$226M – $500M	$353M (+9%)	after a round	–	unknown	B	0%
1 Nov 2019	$326M	$226M – $500M	$353M (+8%)	after a round	–	unknown	B	0%
1 Dec 2019	$329M	$226M – $500M	$353M (+7%)	after a round	–	unknown	B	0%
1 Jan 2020	$331M	$226M – $500M	$353M (+6%)	after a round	–	unknown	B	0%
1 Feb 2020	$334M	$226M – $500M	$353M (+6%)	after a round	–	unknown	B	0%
1 Mar 2020	$337M	$226M – $500M	$353M (+5%)	after a round	–	unknown	B	0%
1 Apr 2020	$339M	$226M – $500M	$353M (+4%)	after a round	–	unknown	B	0%
1 May 2020	$342M	$226M – $500M	$353M (+3%)	after a round	–	unknown	B	0%
1 Jun 2020	$345M	$226M – $500M	$353M (+2%)	after a round	–	unknown	B	0%
1 Jul 2020	$347M	$226M – $500M	$353M (+1%)	after a round	–	unknown	B	0%
1 Aug 2020	$350M	$226M – $500M	$353M (+1%)	after a round	–	unknown	B	0%
14 Aug 2020	$250M	$164M – $571M	$375M (+50%)	after a round	–	unknown	C	0%
1 Sep 2020	$255M	$164M – $571M	$375M (+47%)	after a round	–	unknown	C	0%
1 Oct 2020	$264M	$164M – $571M	$375M (+42%)	after a round	–	unknown	C	0%
1 Nov 2020	$273M	$164M – $571M	$375M (+37%)	after a round	–	unknown	C	0%
1 Dec 2020	$282M	$164M – $571M	$375M (+33%)	after a round	–	unknown	C	0%
1 Jan 2021	$292M	$164M – $571M	$375M (+28%)	after a round	120	unknown	C	0%
1 Feb 2021	$303M	$164M – $571M	$375M (+24%)	after a round	120	unknown	C	0%
1 Mar 2021	$312M	$164M – $571M	$375M (+20%)	after a round	120	unknown	C	0%
1 Apr 2021	$323M	$164M – $571M	$375M (+16%)	after a round	120	flat	C	0%
1 May 2021	$334M	$164M – $571M	$375M (+12%)	after a round	120	flat	C	0%
11 May 2021	$493M	$347M – $909M	$640M (+30%)	after a round	120	flat	B	0%
1 Jun 2021	$500M	$347M – $909M	$640M (+28%)	after a round	120	flat	B	0%
1 Jul 2021	$511M	$347M – $909M	$640M (+25%)	after a round	120	flat	B	0%
1 Aug 2021	$523M	$347M – $909M	$640M (+22%)	after a round	120	flat	B	0%
1 Sep 2021	$535M	$347M – $909M	$640M (+20%)	after a round	120	flat	B	0%
1 Oct 2021	$546M	$347M – $909M	$640M (+17%)	after a round	120	flat	B	0%
1 Nov 2021	$559M	$347M – $909M	$640M (+15%)	after a round	120	flat	B	0%
1 Dec 2021	$571M	$347M – $909M	$640M (+12%)	after a round	120	flat	B	0%
1 Jan 2022	$584M	$347M – $909M	$640M (+10%)	after a round	120	flat	B	0%
1 Feb 2022	$597M	$347M – $909M	$640M (+7%)	after a round	120	flat	B	0%
1 Mar 2022	$941M	$663M – $1.7B	$1.2B (+30%)	after a round	350	growing	B	0%
2 Mar 2022	$941M	$663M – $1.7B	$1.2B (+30%)	after a round	350	growing	B	0%
1 Apr 2022	$962M	$663M – $1.7B	$1.2B (+27%)	after a round	350	growing	B	0%
1 May 2022	$983M	$663M – $1.7B	$1.2B (+24%)	after a round	350	growing	B	0%
1 Jun 2022	$1.0B	$663M – $1.7B	$1.2B (+22%)	after a round	350	growing	B	0%
1 Jul 2022	$1.0B	$663M – $1.7B	$1.2B (+19%)	after a round	350	growing	B	0%
1 Aug 2022	$1.0B	$663M – $1.7B	$1.2B (+16%)	after a round	350	growing	B	0%
1 Sep 2022	$1.1B	$663M – $1.7B	$1.2B (+14%)	after a round	350	growing	B	0%
1 Oct 2022	$1.1B	$663M – $1.7B	$1.2B (+11%)	after a round	350	growing	B	0%
1 Nov 2022	$1.1B	$663M – $1.7B	$1.2B (+9%)	after a round	350	unknown	B	0%
1 Dec 2022	$1.1B	$663M – $1.7B	$1.2B (+7%)	after a round	350	unknown	B	0%
1 Jan 2023	$1.2B	$694M – $1.8B	$1.3B (+5%)	after a round	430	up	B	0%
1 Feb 2023	$1.2B	$694M – $1.8B	$1.3B (+2%)	after a round	430	up	B	0%
1 Mar 2023	$1.3B	$694M – $1.8B	$1.3B (0%)	after a round	430	up	B	0%
1 Apr 2023	$1.3B	$686M – $1.8B	$1.3B (0%)	after a round	430	up	B	0%
1 May 2023	$1.3B	$678M – $1.8B	$1.3B (0%)	after a round	430	up	B	0%
1 Jun 2023	$1.3B	$671M – $1.8B	$1.3B (0%)	after a round	430	up	B	0%
1 Jul 2023	$1.3B	$664M – $1.8B	$1.3B (0%)	after a round	430	up	B	0%
1 Aug 2023	$1.3B	$656M – $1.8B	$1.3B (0%)	after a round	430	up	B	0%
1 Sep 2023	$1.3B	$649M – $1.8B	$1.3B (0%)	after a round	430	up	B	0%
1 Oct 2023	$1.3B	$666M – $1.9B	$1.3B (0%)	after a round	510	up	B	0%
1 Nov 2023	$1.3B	$659M – $1.9B	$1.3B (0%)	after a round	510	up	B	0%
1 Dec 2023	$1.3B	$652M – $1.9B	$1.3B (0%)	after a round	510	up	B	0%
1 Jan 2024	$1.3B	$644M – $1.9B	$1.3B (0%)	after a round	510	up	B	0%
1 Feb 2024	$1.3B	$637M – $1.9B	$1.3B (0%)	after a round	510	up	B	0%
1 Mar 2024	$1.4B	$585M – $1.9B	$1.4B (0%)	after a round	550	up	B	0%
1 Apr 2024	$1.4B	$574M – $1.9B	$1.3B (0%)	after a round	550	up	C	0%
1 May 2024	$1.4B	$564M – $1.9B	$1.3B (0%)	after a round	550	up	C	0%
1 Jun 2024	$1.4B	$553M – $1.9B	$1.3B (0%)	after a round	550	up	C	0%
1 Jul 2024	$1.4B	$762M – $2.0B	$1.4B (0%)	after a round	600	growing	B	0%
1 Aug 2024	$1.4B	$545M – $2.0B	$1.4B (-2%)	after a round	610	up	C	0%
1 Sep 2024	$1.4B	$535M – $2.0B	$1.4B (-2%)	after a round	610	up	C	0%
1 Oct 2024	$1.4B	$525M – $2.0B	$1.4B (-2%)	after a round	610	up	C	0%
1 Nov 2024	$1.4B	$517M – $2.0B	$1.4B (-2%)	after a round	620	up	C	0%
1 Dec 2024	$1.4B	$508M – $2.0B	$1.4B (-2%)	after a round	620	up	C	0%
1 Jan 2025	$1.4B	$501M – $2.0B	$1.4B (-2%)	after a round	640	up	C	0%
1 Feb 2025	$1.4B	$492M – $2.0B	$1.4B (-2%)	after a round	640	up	C	0%
1 Mar 2025	$1.4B	$384M – $2.0B	$1.4B (-2%)	after a round	640	up	C	0%
1 Apr 2025	$1.4B	$372M – $2.0B	$1.4B (-2%)	after a round	640	up	C	0%
1 May 2025	$1.4B	$360M – $2.0B	$1.3B (-5%)	after a round	640	up	C	0%
1 Jun 2025	$1.4B	$349M – $2.0B	$1.3B (-5%)	after a round	640	up	C	0%
1 Jul 2025	$1.4B	$339M – $2.0B	$1.3B (-4%)	after a round	654	up	C	0%
1 Aug 2025	$1.4B	$328M – $2.0B	$1.3B (-4%)	after a round	654	up	C	0%
1 Sep 2025	$1.4B	$318M – $1.9B	$1.3B (-4%)	after a round	654	up	C	0%
9 Sep 2025	$625M	$411M – $1.2B	$812M (+30%)	after a round	654	flat	B	0%
1 Oct 2025	$635M	$411M – $1.2B	$812M (+28%)	after a round	651	flat	B	0%
1 Nov 2025	$650M	$412M – $1.2B	$815M (+25%)	after a round	661	flat	B	0%
1 Dec 2025	$664M	$412M – $1.2B	$815M (+23%)	after a round	661	flat	B	0%
1 Jan 2026	$680M	$412M – $1.2B	$815M (+20%)	after a round	661	flat	B	0%
1 Feb 2026	$695M	$412M – $1.2B	$815M (+17%)	after a round	661	flat	B	0%
1 Mar 2026	$709M	$412M – $1.2B	$815M (+15%)	after a round	661	flat	B	0%
1 Apr 2026	$726M	$412M – $1.2B	$815M (+12%)	after a round	661	flat	B	0%
1 May 2026	$746M	$416M – $1.3B	$823M (+10%)	after a round	690	up	B	0%
1 Jun 2026	$764M	$416M – $1.3B	$823M (+8%)	after a round	690	flat	B	0%
1 Jul 2026	$781M	$416M – $1.3B	$823M (+5%)	after a round	690	flat	B	0%
1 Aug 2026	$800M	$416M – $1.3B	$823M (+3%)	after a round	690	flat	B	0%
1 Sep 2026	$818M	$416M – $1.3B	$823M (+1%)	after a round	690	flat	B	0%
1 Oct 2026	$836M	$419M – $1.3B	$836M (0%)	after a round	743	up	B	0%
24 Oct 2026	$1.5B	$416M – $2.3B	$1.5B (0%)	after a round	743	up	C	0%

Key facts about Kin Insurance

Founded: 2016
Headquarters: Chicago, United States
Employees: about 743 +14% in a year
Total raised: $640M
Funding rounds: 9
Last round: Series E Sep 2025

Kin Insurance was founded in 2016 by Sean Harper.

Kin Insurance funding history

Kin Insurance has 9 funding rounds on record, from Aug 2017 to Sep 2025, $640M in total. None disclosed a valuation.

Series E 8 Sep 2025
Led by QED Investors, Activate Capital.
Sources: kin.com, prnewswire.com, lw.com and 6 more
$50M
Debt 8 Sep 2025no round page
Led by Wellington Management.
Sources: kin.com, prnewswire.com, reinsurancene.ws and 4 more
$200M
Debt 28 Oct 2022no round page
Led by Runway Growth Capital LLC, Avenue Capital Group; with Aquarian, Group 1001, Hudson Structured Capital Management, Skyline Capital, Sky9 Capital.
Sources: vc.pedaily.cn, artemis.bm, insurancebusinessmag.com and 1 more
$145M
Series D 1 Mar 2022
Led by QED Investors; with Commerce Ventures, Flourish Ventures, Hudson Structured Capital Management, AlphaEdison, Allegis Capital, Avanta Ventures, August Capital, Geodesic Capital, PROOF.
Sources: finsmes.com, reinsurancene.ws
$82M
Series C 10 May 2021
Led by Senator Investment Group, Hudson Structured Capital Management; with University of Chicago, Allegis Capital, AlphaEdison.
Sources: picuscap.com, reinsurancene.ws, kin.com
$64M
Series B 13 Aug 2020
Led by Commerce Ventures; with Hudson Structured Capital Management, Flourish Ventures, QED Investors, AlphaEdison, Allegis Capital, Avanta Ventures, August Capital, University of Chicago.
Sources: kin.com, finsmes.com
$35M
Growth Equity 27 Aug 2019
Led by August Capital; with Commerce Ventures, Flourish, Avanta Ventures, Hudson Structured Capital Management, UChicago Startup Investment Program.
Sources: kin.com, carriermanagement.com, pulse2.com and 1 more
$47M
Other 11 Jun 2018no round page
With August Capital.
Sources: kin.com, crowdfundinsider.com, prweb.com
$13M
Seed 1 Aug 2017
With Commerce Ventures, Omidyar Network, 500 Global, Chicago Ventures, Portage Ventures.
Sources: coverager.com, kin.com
$4.0M

Kin Insurance investors

26 investors have backed Kin Insurance; Hudson Structured Capital Management, August Capital and Commerce Ventures and 6 more led at least one round.

QED Investors lead, 3 rounds
Runway Growth Capital LLC lead
Senator Investment Group lead
Wellington Management lead
University of Chicago 2 rounds
500 Global
Aquarian
Flourish
Geodesic Capital
Group 1001
Omidyar Network
Skyline Capital
UChicago Startup Investment Program

What Kin Insurance does

Kin Insurance works in insurance - agents, carriers & brokers, with 15 recorded offerings and customers in insurance and financial services.

Kin Insurance, Inc. is an American insurance company that provides direct-to-consumer home insurance and related financial services. The company offers a range of insurance products, including homeowners, mobile home, condo, landlord, high-value home, flood, and auto insurance, as well as mortgage refinancing, home equity loans, and home equity lines of credit. Kin Insurance operates a technology-driven platform for policy management and claims processing, and is licensed to conduct insurance operations across multiple states. The company is supported by a network of reinsurers and is certified for financial stability.

Description from Veridion's company data.

Products and services

Home Insurance Underwriting
Mobile Home Insurance Underwriting
Condo Insurance Underwriting
Landlord Insurance Underwriting
High-Value Home Insurance Underwriting
Flood Insurance Underwriting
Auto Insurance Underwriting
Mortgage Refinancing Services
Home Equity Loan Services
Home Equity Line of Credit Services
Insurance Policy Customization Services
Insurance Claims Processing Services
Insurance Policy Management Services
Insurance Technology Platform Development
Insurance Product Distribution

Markets

Insurance
Financial Services

Business model

Business-to-Consumer
Service Provider

Industry codes (NAICS)

524126 Direct Property and Casualty Insurance Carriers 80% match
522291 Consumer Lending 20% match

Questions about Kin Insurance

What is Kin Insurance worth?

Valuation $1.5B (range $416M to $2.3B), as of 24 Oct 2026.

Has Kin Insurance raised money?

Kin Insurance has 9 funding rounds on record, from Aug 2017 to Sep 2025, $640M in total. None disclosed a valuation.

Who has invested in Kin Insurance?

Hudson Structured Capital Management, August Capital, Commerce Ventures, QED Investors, Activate Capital and Avenue Capital Group, and 20 more. Lead investors include Hudson Structured Capital Management, August Capital, Commerce Ventures and QED Investors.

How many people work at Kin Insurance?

About 743, up 14% over the last year. Headcount grew from 120 in Jan 2021 to 743 in Sep 2026.

What does Kin Insurance do?

Kin Insurance works in insurance - agents, carriers & brokers, with 15 recorded offerings and customers in insurance and financial services. Its main offerings are home insurance underwriting, mobile home insurance underwriting and condo insurance underwriting.

When was Kin Insurance founded, and where is it based?

Kin Insurance was founded in 2016 and is based in Chicago, United States. It has about 743 employees, up 14% over the last year.

How we value companies Report an issue

Kin Insurance valuation, funding and investors

Kin Insurance valuation today

Key facts about Kin Insurance

Kin Insurance funding history

Series E 8 Sep 2025

Debt 8 Sep 2025no round page

Debt 28 Oct 2022no round page

Series D 1 Mar 2022

Series C 10 May 2021

Series B 13 Aug 2020

Growth Equity 27 Aug 2019

Other 11 Jun 2018no round page

Seed 1 Aug 2017