Plata valuation, funding and investors
Plata works in personal unsecured loan services, based in Southampton, United Kingdom. It has about 69 employees.
- Last round
- Series B · $250M · Oct 2025
- Valuation at last round
- $3.10B
- Headcount
- 69 · growing
- Grade
- B
- Founded
- –
Plata valuation today
VCMC values Plata at $5.5B today, with a range of $2.7B to $6.4B and a grade of B. The valuation starts from its last funding round, a Series B round in Oct 2025.
Valuation by date (36 rows)
Each point is what the model would have shown on that date, using only what was known then; before its first round, a company is valued as a startup because it later raised.
| Date | Valuation | Range | Predicted in 1 yr | Phase | Headcount | Trend | Grade | Winding-down probability |
|---|---|---|---|---|---|---|---|---|
| 1 Feb 2024 | $1.05M | $0.17M – $6.32M | $1.05M (0%) | before first round | 3 | unknown | D | 0% |
| 1 Mar 2024 | $1.05M | $0.17M – $6.32M | $1.05M (0%) | before first round | 3 | unknown | D | 0% |
| 1 Apr 2024 | $1.05M | $0.17M – $6.32M | $1.05M (0%) | before first round | 3 | unknown | D | 0% |
| 1 May 2024 | $1.05M | $0.17M – $6.32M | $1.05M (0%) | before first round | 3 | unknown | D | 0% |
| 1 Jun 2024 | $1.05M | $0.17M – $6.32M | $1.05M (0%) | before first round | 3 | unknown | D | 0% |
| 1 Jul 2024 | $1.05M | $0.17M – $6.32M | $1.05M (0%) | before first round | 3 | unknown | D | 0% |
| 1 Aug 2024 | $2.80M | $0.46M – $16.9M | $2.80M (0%) | before first round | 8 | unknown | D | 0% |
| 1 Sep 2024 | $2.80M | $0.46M – $16.9M | $2.80M (0%) | before first round | 8 | unknown | D | 0% |
| 1 Oct 2024 | $2.80M | $0.46M – $16.9M | $2.80M (0%) | before first round | 8 | unknown | D | 0% |
| 1 Nov 2024 | $13.6M | $2.65M – $59.0M | $13.6M (0%) | before first round | 28 | growing | D | 0% |
| 1 Dec 2024 | $13.6M | $2.65M – $59.0M | $13.6M (0%) | before first round | 28 | growing | D | 0% |
| 1 Jan 2025 | $13.6M | $2.65M – $59.0M | $13.6M (0%) | before first round | 28 | growing | D | 0% |
| 1 Feb 2025 | $13.6M | $2.65M – $59.0M | $13.6M (0%) | before first round | 28 | growing | D | 0% |
| 1 Mar 2025 | $13.6M | $2.65M – $59.0M | $13.6M (0%) | before first round | 28 | growing | D | 0% |
| 12 Mar 2025 | $1.5B | $1.3B – $3.1B | $2.7B (+80%) | after a round | 28 | growing | B | 0% |
| 1 Apr 2025 | $1.6B | $1.3B – $3.1B | $2.7B (+74%) | after a round | 28 | growing | B | 0% |
| 1 May 2025 | $1.6B | $1.3B – $3.1B | $2.7B (+66%) | after a round | 28 | growing | B | 0% |
| 1 Jun 2025 | $1.7B | $1.3B – $3.1B | $2.7B (+58%) | after a round | 28 | growing | B | 0% |
| 1 Jul 2025 | $1.8B | $1.3B – $3.1B | $2.7B (+50%) | after a round | 28 | growing | B | 0% |
| 1 Aug 2025 | $1.9B | $1.3B – $3.0B | $2.6B (+41%) | after a round | 25 | growing | B | 0% |
| 1 Sep 2025 | $2.0B | $1.3B – $3.0B | $2.6B (+34%) | after a round | 25 | growing | B | 0% |
| 1 Oct 2025 | $3.1B | $2.7B – $5.3B | $4.7B (+50%) | after a round | 25 | growing | B | 0% |
| 2 Oct 2025 | $3.1B | $2.7B – $5.3B | $4.7B (+50%) | after a round | 25 | growing | B | 0% |
| 1 Nov 2025 | $3.2B | $2.7B – $5.3B | $4.7B (+45%) | after a round | 31 | growing | B | 0% |
| 1 Dec 2025 | $3.3B | $2.7B – $5.3B | $4.7B (+40%) | after a round | 31 | growing | B | 0% |
| 1 Jan 2026 | $3.4B | $2.7B – $5.3B | $4.7B (+35%) | after a round | 31 | growing | B | 0% |
| 1 Feb 2026 | $3.6B | $2.7B – $5.3B | $4.7B (+31%) | after a round | 31 | growing | B | 0% |
| 1 Mar 2026 | $3.7B | $2.7B – $5.3B | $4.7B (+27%) | after a round | 31 | up | B | 0% |
| 1 Apr 2026 | $3.9B | $2.7B – $5.7B | $5.0B (+27%) | after a round | 43 | growing | B | 0% |
| 1 May 2026 | $4.1B | $2.7B – $5.7B | $5.0B (+22%) | after a round | 43 | growing | B | 0% |
| 1 Jun 2026 | $4.3B | $2.7B – $5.7B | $5.0B (+17%) | after a round | 43 | growing | B | 0% |
| 1 Jul 2026 | $4.4B | $2.7B – $5.7B | $5.0B (+13%) | after a round | 43 | growing | B | 0% |
| 1 Aug 2026 | $4.8B | $2.7B – $6.1B | $5.3B (+9%) | after a round | 56 | growing | B | 0% |
| 1 Sep 2026 | $5.1B | $2.7B – $6.2B | $5.4B (+5%) | after a round | 60 | growing | B | 0% |
| 1 Oct 2026 | $5.5B | $2.7B – $6.4B | $5.5B (0%) | after a round | 69 | growing | B | 0% |
| 24 Oct 2026 | $5.5B | $2.7B – $6.4B | $5.5B (0%) | after a round | 69 | growing | B | 0% |
Key facts about Plata
- Founded
- Not on record
- Headquarters
- Southampton, United Kingdom
- Employees
- about 69 +123% in a year
- Total raised
- $1.01B
- Funding rounds
- 4
- Last round
- Debt Dec 2025
Plata was founded by Lucas Germanos, Neri Tollardo, Nicholas Aspinall, Oleg Tinkov and Scott Christopher Jones.
Plata funding history
Plata has 4 funding rounds on record, from Apr 2024 to Dec 2025, $1.01B in total. The latest disclosed valuation is $3.10B post-money (Series B, Oct 2025).
Debt 15 Dec 2025no round page
With Nomura Securities International, Inc..
Sources: prnewswire.com, finance.yahoo.com
$500M
Series B 1 Oct 2025
Led by Kora, Moore Strategic Ventures, TelevisaUnivision; with Audeo Ventures, Spice Expeditions, Hedosophia, US and European family offices.
$250M
$3.10B post-money
Series A 11 Mar 2025
Led by Kora; with Moore Strategic Ventures.
Sources: thepaypers.com, prnewswire.com, finextra.com and 1 more
$160M
$1.50B post-money
$100M
Plata investors
9 investors have backed Plata; Kora, Moore Strategic Ventures and TelevisaUnivision led at least one round.
- Moore Strategic Ventures lead, 2 rounds
- TelevisaUnivision lead
- Hedosophia
- Nomura Securities International, Inc.
- Spice Expeditions
- US and European family offices
What Plata does
Plata works in loans & financing, with 13 recorded offerings and customers in financial services.
Plata Finance Limited is a British fintech company that operates as a loan agency, providing personal unsecured online loans to UK residents. The company offers digital verification and fraud prevention services, and is authorized and regulated by the Financial Conduct Authority. Plata is a member of the Fintech Lending Association.
Description from Veridion's company data.
Products and services
- Personal Unsecured Loan Services
- Digital Loan Application Services
- Open Banking Integration Services
- Digital Verification Services
- Fraud Prevention Technology Services
- Tailored Loan Solutions Services
- Responsible Lending Services
- Transparent Loan Process Services
- Rapid Loan Decision Services
- Affordable Loan Solutions Services
- Home Renovation Loan Services
- Car Purchase Loan Services
- Special Occasion Loan Services
Markets
- Financial Services
Technology
- Open Banking
- Digital Verification
- Biometric Data Processing
Certifications
- FCA certified
Business model
- Business-to-Consumer
Industry codes (NAICS)
- 522291 Consumer Lending 100% match
Questions about Plata
What is Plata worth?
Valuation $5.5B (range $2.7B to $6.4B), as of 24 Oct 2026. The last disclosed valuation was $3.10B (Series B, Oct 2025).
Has Plata raised money?
Plata has 4 funding rounds on record, from Apr 2024 to Dec 2025, $1.01B in total. The latest disclosed valuation is $3.10B post-money (Series B, Oct 2025).
Who has invested in Plata?
Kora, Moore Strategic Ventures, TelevisaUnivision, Audeo Ventures, Fasanara Capital and Hedosophia, and 3 more. Lead investors include Kora, Moore Strategic Ventures and TelevisaUnivision.
How many people work at Plata?
About 69, up 123% over the last year. Headcount grew from 3 in Feb 2024 to 69 in Sep 2026.
What does Plata do?
Plata works in loans & financing, with 13 recorded offerings and customers in financial services. Its main offerings are personal unsecured loan services, digital loan application services and open banking integration services.
Where is Plata based?
Plata is based in Southampton, United Kingdom; its founding year is not on record. It has about 69 employees, up 123% over the last year.