Point valuation, funding and investors
Point works in home equity investment services, based in Palo Alto, United States. Founded in 2015, it has about 542 employees.
VALUATION · TODAY
$837M −2% after Series C
Range $287M – $1.82B · Grade CTODAY
+12 MO
$500M
$1.00B
$1.50B
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
2027
Series B $46.5M
Series C $115M
ValuationBefore first round12-month outlook: where it points, how wide it fansHover the past: the outlook shows what was predicted then
HEADCOUNT · TODAY542 employees
+26%6m growth
+49%1y growth
+59%2y growth
200
400
600
Data from Jan 2021
Predicted in 1 yr $818M −2% vs today
Predicted next raise $141M if a round comes
Winding-down probability 17%
- Last round
- Series C · $115M · May 2022
- Valuation at last round
- $784M · implied
- Headcount
- 542 · growing
- Grade
- C
- Founded
- 2015
Point valuation today
VCMC values Point at $837M today, with a range of $287M to $1.8B and a grade of C. The valuation starts from its last funding round, a Series C round in May 2022.
Valuation by date (145 rows)
Each point is what the model would have shown on that date, using only what was known then; before its first round, a company is valued as a startup because it later raised.
| Date | Valuation | Range | Predicted in 1 yr | Phase | Headcount | Trend | Grade | Winding-down probability |
|---|---|---|---|---|---|---|---|---|
| 1 Jan 2015 | $6.67M | $2.43M – $18.3M | $6.98M (+5%) | before first round | – | unknown | D | 0% |
| 1 Feb 2015 | $6.69M | $2.44M – $18.4M | $7.01M (+5%) | before first round | – | unknown | D | 0% |
| 1 Mar 2015 | $6.72M | $2.44M – $18.4M | $7.04M (+5%) | before first round | – | unknown | D | 0% |
| 1 Apr 2015 | $6.74M | $2.45M – $18.5M | $7.07M (+5%) | before first round | – | unknown | D | 0% |
| 1 May 2015 | $6.77M | $2.46M – $18.6M | $7.09M (+5%) | before first round | – | unknown | D | 0% |
| 1 Jun 2015 | $6.80M | $2.47M – $18.7M | $7.12M (+5%) | before first round | – | unknown | D | 0% |
| 1 Jul 2015 | $6.82M | $2.48M – $18.7M | $7.15M (+5%) | before first round | – | unknown | D | 0% |
| 1 Aug 2015 | $6.85M | $2.49M – $18.8M | $7.33M (+7%) | before first round | – | unknown | D | 0% |
| 1 Sep 2015 | $6.88M | $2.50M – $18.9M | $7.53M (+10%) | before first round | – | unknown | D | 0% |
| 1 Oct 2015 | $6.90M | $2.51M – $19.0M | $7.73M (+12%) | before first round | – | unknown | D | 0% |
| 1 Nov 2015 | $6.93M | $2.52M – $19.0M | $7.94M (+15%) | before first round | – | unknown | D | 0% |
| 1 Dec 2015 | $6.96M | $2.53M – $19.1M | $8.15M (+17%) | before first round | – | unknown | D | 0% |
| 1 Jan 2016 | $6.98M | $2.54M – $19.2M | $8.37M (+20%) | before first round | – | unknown | D | 0% |
| 1 Feb 2016 | $7.01M | $2.55M – $19.3M | $8.60M (+23%) | before first round | – | unknown | D | 0% |
| 1 Mar 2016 | $7.04M | $2.56M – $19.3M | $8.82M (+25%) | before first round | – | unknown | D | 0% |
| 1 Apr 2016 | $7.07M | $2.57M – $19.4M | $9.06M (+28%) | before first round | – | unknown | D | 0% |
| 1 May 2016 | $7.09M | $2.58M – $19.5M | $9.29M (+31%) | before first round | – | unknown | D | 0% |
| 1 Jun 2016 | $7.12M | $2.59M – $19.6M | $9.55M (+34%) | before first round | – | unknown | D | 0% |
| 1 Jul 2016 | $7.15M | $2.60M – $19.6M | $9.80M (+37%) | before first round | – | unknown | D | 0% |
| 1 Aug 2016 | $7.34M | $2.67M – $20.2M | $10.1M (+37%) | before first round | – | unknown | D | 0% |
| 1 Sep 2016 | $7.54M | $2.74M – $20.7M | $10.3M (+37%) | before first round | – | unknown | D | 0% |
| 1 Oct 2016 | $7.74M | $2.82M – $21.3M | $10.6M (+37%) | before first round | – | unknown | D | 0% |
| 1 Nov 2016 | $7.95M | $2.89M – $21.8M | $10.9M (+37%) | before first round | – | unknown | D | 0% |
| 1 Dec 2016 | $8.16M | $2.97M – $22.4M | $11.2M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jan 2017 | $8.37M | $3.05M – $23.0M | $11.5M (+37%) | before first round | – | unknown | D | 0% |
| 1 Feb 2017 | $8.60M | $3.13M – $23.6M | $11.8M (+37%) | before first round | – | unknown | D | 0% |
| 1 Mar 2017 | $8.81M | $3.21M – $24.2M | $12.1M (+37%) | before first round | – | unknown | D | 0% |
| 1 Apr 2017 | $9.05M | $3.29M – $24.9M | $12.4M (+37%) | before first round | – | unknown | D | 0% |
| 1 May 2017 | $9.29M | $3.38M – $25.5M | $12.7M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jun 2017 | $9.54M | $3.47M – $26.2M | $13.1M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jul 2017 | $9.79M | $3.56M – $26.9M | $13.4M (+37%) | before first round | – | unknown | D | 0% |
| 1 Aug 2017 | $10.1M | $3.66M – $27.6M | $13.8M (+37%) | before first round | – | unknown | D | 0% |
| 1 Sep 2017 | $10.3M | $3.76M – $28.4M | $14.2M (+37%) | before first round | – | unknown | D | 0% |
| 1 Oct 2017 | $10.6M | $3.86M – $29.1M | $14.5M (+37%) | before first round | – | unknown | D | 0% |
| 1 Nov 2017 | $10.9M | $3.96M – $29.9M | $14.9M (+37%) | before first round | – | unknown | D | 0% |
| 1 Dec 2017 | $11.2M | $4.07M – $30.7M | $15.3M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jan 2018 | $11.5M | $4.18M – $31.5M | $15.7M (+37%) | before first round | – | unknown | D | 0% |
| 1 Feb 2018 | $11.8M | $4.29M – $32.4M | $16.2M (+37%) | before first round | – | unknown | D | 0% |
| 1 Mar 2018 | $12.1M | $4.40M – $33.2M | $16.6M (+37%) | before first round | – | unknown | D | 0% |
| 1 Apr 2018 | $12.4M | $4.52M – $34.1M | $17.0M (+37%) | before first round | – | unknown | D | 0% |
| 1 May 2018 | $12.7M | $4.64M – $35.0M | $17.5M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jun 2018 | $13.1M | $4.76M – $35.9M | $17.9M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jul 2018 | $13.4M | $4.89M – $36.9M | $18.4M (+37%) | before first round | – | unknown | D | 0% |
| 1 Aug 2018 | $13.8M | $5.02M – $37.9M | $18.6M (+35%) | before first round | – | unknown | D | 0% |
| 1 Sep 2018 | $14.2M | $5.15M – $38.9M | $18.8M (+32%) | before first round | – | unknown | D | 0% |
| 1 Oct 2018 | $14.5M | $5.29M – $39.9M | $18.9M (+30%) | before first round | – | unknown | D | 0% |
| 1 Nov 2018 | $14.9M | $5.43M – $41.0M | $19.1M (+28%) | before first round | – | unknown | D | 0% |
| 1 Dec 2018 | $15.3M | $5.58M – $42.1M | $19.3M (+26%) | before first round | – | unknown | D | 0% |
| 1 Jan 2019 | $15.7M | $5.73M – $43.2M | $19.4M (+24%) | before first round | – | unknown | D | 0% |
| 1 Feb 2019 | $16.2M | $5.88M – $44.4M | $19.6M (+21%) | before first round | – | unknown | D | 0% |
| 1 Mar 2019 | $16.6M | $6.03M – $45.5M | $19.8M (+19%) | before first round | – | unknown | D | 0% |
| 1 Apr 2019 | $17.0M | $6.19M – $46.7M | $20.0M (+17%) | before first round | – | unknown | D | 0% |
| 1 May 2019 | $17.5M | $6.35M – $47.9M | $20.1M (+15%) | before first round | – | unknown | D | 0% |
| 1 Jun 2019 | $17.9M | $6.53M – $49.3M | $20.3M (+13%) | before first round | – | unknown | D | 0% |
| 1 Jul 2019 | $18.4M | $6.70M – $50.5M | $20.5M (+11%) | before first round | – | unknown | D | 0% |
| 1 Aug 2019 | $18.6M | $6.77M – $51.1M | $20.7M (+11%) | before first round | – | unknown | D | 0% |
| 1 Sep 2019 | $18.8M | $6.83M – $51.5M | $20.9M (+11%) | before first round | – | unknown | D | 0% |
| 1 Oct 2019 | $18.9M | $6.89M – $52.0M | $21.1M (+11%) | before first round | – | unknown | D | 0% |
| 1 Nov 2019 | $19.1M | $6.95M – $52.5M | $21.3M (+11%) | before first round | – | unknown | D | 0% |
| 1 Dec 2019 | $19.3M | $7.01M – $52.9M | $21.5M (+11%) | before first round | – | unknown | D | 0% |
| 1 Jan 2020 | $19.4M | $7.08M – $53.4M | $21.7M (+11%) | before first round | – | unknown | D | 0% |
| 1 Feb 2020 | $19.6M | $7.14M – $53.9M | $21.9M (+11%) | before first round | – | unknown | D | 0% |
| 1 Mar 2020 | $19.8M | $7.21M – $54.4M | $22.0M (+11%) | before first round | – | unknown | D | 0% |
| 1 Apr 2020 | $20.0M | $7.27M – $54.9M | $22.2M (+11%) | before first round | – | unknown | D | 0% |
| 1 May 2020 | $20.2M | $7.34M – $55.4M | $22.4M (+11%) | before first round | – | unknown | D | 0% |
| 1 Jun 2020 | $20.3M | $7.40M – $55.9M | $22.6M (+11%) | before first round | – | unknown | D | 0% |
| 1 Jul 2020 | $20.5M | $7.47M – $56.4M | $22.8M (+11%) | before first round | – | unknown | D | 0% |
| 1 Aug 2020 | $20.7M | $7.54M – $56.9M | $23.1M (+11%) | before first round | – | unknown | D | 0% |
| 1 Sep 2020 | $20.9M | $7.61M – $57.4M | $23.3M (+11%) | before first round | – | unknown | D | 0% |
| 1 Oct 2020 | $21.1M | $7.67M – $57.9M | $23.5M (+11%) | before first round | – | unknown | D | 0% |
| 1 Nov 2020 | $21.3M | $7.75M – $58.4M | $23.7M (+11%) | before first round | – | unknown | D | 0% |
| 1 Dec 2020 | $21.5M | $7.81M – $59.0M | $23.9M (+11%) | before first round | – | unknown | D | 0% |
| 1 Jan 2021 | $31.1M | $11.3M – $85.3M | $37.1M (+20%) | before first round | 150 | unknown | D | 0% |
| 1 Feb 2021 | $31.3M | $11.4M – $86.1M | $37.8M (+21%) | before first round | 150 | unknown | D | 0% |
| 1 Mar 2021 | $31.6M | $11.5M – $86.8M | $38.5M (+22%) | before first round | 150 | unknown | D | 0% |
| 1 Apr 2021 | $31.9M | $11.6M – $87.6M | $39.2M (+23%) | before first round | 150 | unknown | D | 0% |
| 1 May 2021 | $32.2M | $11.7M – $88.4M | $39.9M (+24%) | before first round | 150 | unknown | D | 0% |
| 1 Jun 2021 | $32.5M | $11.8M – $89.2M | $40.6M (+25%) | before first round | 150 | unknown | D | 0% |
| 1 Jul 2021 | $32.8M | $11.9M – $90.0M | $41.3M (+26%) | before first round | 150 | unknown | D | 0% |
| 1 Aug 2021 | $33.5M | $12.0M – $93.0M | $42.0M (+26%) | before first round | 150 | unknown | D | 0% |
| 1 Sep 2021 | $34.2M | $12.2M – $96.2M | $42.7M (+25%) | before first round | 150 | unknown | D | 0% |
| 3 Sep 2021 | $333M | $218M – $758M | $498M (+50%) | after a round | 150 | unknown | C | 0% |
| 1 Oct 2021 | $343M | $218M – $758M | $498M (+45%) | after a round | 150 | unknown | C | 0% |
| 1 Nov 2021 | $355M | $218M – $758M | $498M (+40%) | after a round | 150 | unknown | C | 0% |
| 1 Dec 2021 | $367M | $218M – $758M | $498M (+36%) | after a round | 150 | unknown | C | 0% |
| 1 Jan 2022 | $380M | $218M – $758M | $498M (+31%) | after a round | 150 | unknown | C | 0% |
| 1 Feb 2022 | $393M | $218M – $758M | $498M (+27%) | after a round | 150 | unknown | C | 0% |
| 1 Mar 2022 | $406M | $218M – $758M | $498M (+23%) | after a round | 150 | unknown | C | 0% |
| 1 Apr 2022 | $420M | $218M – $758M | $498M (+19%) | after a round | 190 | up | C | 0% |
| 1 May 2022 | $434M | $218M – $758M | $498M (+15%) | after a round | 190 | up | C | 0% |
| 4 May 2022 | $784M | $552M – $1.4B | $1.0B (+30%) | after a round | 190 | up | B | 0% |
| 1 Jun 2022 | $800M | $552M – $1.4B | $1.0B (+27%) | after a round | 190 | up | B | 0% |
| 1 Jul 2022 | $817M | $552M – $1.4B | $1.0B (+25%) | after a round | 190 | up | B | 0% |
| 1 Aug 2022 | $836M | $552M – $1.4B | $1.0B (+22%) | after a round | 190 | unknown | B | 0% |
| 1 Sep 2022 | $855M | $552M – $1.4B | $1.0B (+19%) | after a round | 190 | unknown | B | 0% |
| 1 Oct 2022 | $873M | $552M – $1.4B | $1.0B (+17%) | after a round | 190 | unknown | B | 0% |
| 1 Nov 2022 | $893M | $552M – $1.4B | $1.0B (+14%) | after a round | 190 | unknown | B | 0% |
| 1 Dec 2022 | $912M | $552M – $1.4B | $1.0B (+12%) | after a round | 190 | unknown | B | 0% |
| 1 Jan 2023 | $933M | $552M – $1.4B | $1.0B (+9%) | after a round | 190 | unknown | B | 0% |
| 1 Feb 2023 | $954M | $552M – $1.4B | $1.0B (+7%) | after a round | 190 | unknown | B | 0% |
| 1 Mar 2023 | $973M | $552M – $1.4B | $1.0B (+5%) | after a round | 190 | unknown | B | 0% |
| 1 Apr 2023 | $995M | $552M – $1.4B | $1.0B (+2%) | after a round | 190 | unknown | B | 0% |
| 1 May 2023 | $1.1B | $611M – $1.6B | $1.1B (0%) | after a round | 300 | growing | B | 0% |
| 1 Jun 2023 | $1.1B | $614M – $1.6B | $1.1B (0%) | after a round | 300 | growing | B | 0% |
| 1 Jul 2023 | $1.1B | $617M – $1.6B | $1.1B (0%) | after a round | 300 | growing | B | 0% |
| 1 Aug 2023 | $1.1B | $621M – $1.6B | $1.1B (0%) | after a round | 300 | growing | B | 0% |
| 1 Sep 2023 | $1.1B | $624M – $1.6B | $1.1B (0%) | after a round | 300 | growing | B | 0% |
| 1 Oct 2023 | $1.1B | $487M – $1.6B | $1.1B (0%) | after a round | 300 | unknown | B | 0% |
| 1 Nov 2023 | $1.2B | $587M – $1.6B | $1.2B (0%) | after a round | 340 | up | B | 0% |
| 1 Dec 2023 | $1.2B | $581M – $1.6B | $1.2B (0%) | after a round | 340 | up | B | 0% |
| 1 Jan 2024 | $1.2B | $575M – $1.6B | $1.2B (0%) | after a round | 340 | up | B | 0% |
| 1 Feb 2024 | $1.2B | $568M – $1.6B | $1.2B (0%) | after a round | 340 | up | B | 0% |
| 1 Mar 2024 | $1.2B | $562M – $1.6B | $1.2B (0%) | after a round | 340 | up | B | 0% |
| 1 Apr 2024 | $1.2B | $556M – $1.6B | $1.2B (0%) | after a round | 340 | up | B | 0% |
| 1 May 2024 | $1.2B | $550M – $1.6B | $1.2B (0%) | after a round | 340 | up | B | 0% |
| 1 Jun 2024 | $1.2B | $493M – $1.6B | $1.2B (0%) | after a round | 340 | up | C | 0% |
| 1 Jul 2024 | $1.2B | $484M – $1.6B | $1.1B (-1%) | after a round | 340 | up | C | 0% |
| 1 Aug 2024 | $1.2B | $475M – $1.6B | $1.1B (-1%) | after a round | 340 | up | C | 0% |
| 1 Sep 2024 | $1.2B | $466M – $1.6B | $1.1B (-2%) | after a round | 340 | up | C | 0% |
| 1 Oct 2024 | $1.2B | $457M – $1.6B | $1.1B (-2%) | after a round | 340 | up | C | 0% |
| 1 Nov 2024 | $1.2B | $255M – $1.6B | $1.1B (-5%) | after a round | 340 | flat | C | 0% |
| 1 Dec 2024 | $753M | $236M – $1.6B | $569M (-24%) | after a round | 300 | down | C | 55% |
| 1 Jan 2025 | $743M | $225M – $1.6B | $557M (-25%) | after a round | 300 | down | C | 55% |
| 1 Feb 2025 | $733M | $213M – $1.6B | $545M (-26%) | after a round | 300 | down | C | 55% |
| 1 Mar 2025 | $724M | $204M – $1.6B | $534M (-26%) | after a round | 300 | down | D | 55% |
| 1 Apr 2025 | $714M | $194M – $1.6B | $522M (-27%) | after a round | 300 | down | D | 55% |
| 1 May 2025 | $686M | $184M – $1.6B | $492M (-28%) | after a round | 300 | down | D | 58% |
| 1 Jun 2025 | $630M | $175M – $1.6B | $459M (-27%) | after a round | 300 | down | D | 58% |
| 1 Jul 2025 | $616M | $167M – $1.6B | $448M (-27%) | after a round | 300 | down | D | 58% |
| 1 Aug 2025 | $657M | $165M – $1.6B | $487M (-26%) | after a round | 357 | flat | D | 53% |
| 1 Sep 2025 | $678M | $157M – $1.6B | $516M (-24%) | after a round | 364 | flat | D | 49% |
| 1 Oct 2025 | $696M | $150M – $1.6B | $542M (-22%) | after a round | 364 | flat | D | 45% |
| 1 Nov 2025 | $712M | $142M – $1.6B | $562M (-21%) | after a round | 364 | flat | D | 41% |
| 1 Dec 2025 | $732M | $136M – $1.6B | $588M (-20%) | after a round | 367 | flat | D | 38% |
| 1 Jan 2026 | $747M | $129M – $1.6B | $608M (-19%) | after a round | 367 | flat | D | 35% |
| 1 Feb 2026 | $762M | $123M – $1.6B | $627M (-18%) | after a round | 367 | flat | D | 32% |
| 1 Mar 2026 | $831M | $340M – $1.7B | $718M (-14%) | after a round | 431 | growing | C | 30% |
| 1 Apr 2026 | $849M | $344M – $1.7B | $748M (-12%) | after a round | 431 | growing | C | 27% |
| 1 May 2026 | $867M | $348M – $1.7B | $778M (-10%) | after a round | 431 | growing | C | 25% |
| 1 Jun 2026 | $892M | $329M – $1.8B | $829M (-7%) | after a round | 488 | growing | C | 23% |
| 1 Jul 2026 | $910M | $330M – $1.8B | $856M (-6%) | after a round | 488 | growing | C | 21% |
| 1 Aug 2026 | $935M | $334M – $1.8B | $891M (-5%) | after a round | 509 | growing | C | 20% |
| 1 Sep 2026 | $952M | $335M – $1.8B | $916M (-4%) | after a round | 509 | growing | C | 18% |
| 1 Oct 2026 | $982M | $340M – $1.8B | $953M (-3%) | after a round | 542 | growing | C | 17% |
| 24 Oct 2026 | $837M | $287M – $1.8B | $818M (-2%) | after a round | 542 | growing | C | 17% |
Key facts about Point
- Founded
- 2015
- Headquarters
- Palo Alto, United States
- Employees
- about 542 +49% in a year
- Total raised
- $2.66B
- Funding rounds
- 3
- Last round
- Debt Dec 2025
Point was founded in 2015 by Alex Rampell, Eddie Lim and Eoin Matthews.
Point funding history
Point has 3 funding rounds on record, from Sep 2021 to Dec 2025, $2.66B in total. None disclosed a valuation.
$2.50B
Series C 3 May 2022
Led by WestCap; with Andreessen Horowitz, Ribbit, Redwood Trust, Atalaya Capital Management, DAG Ventures, Deer Park Road Management, The Palisades Group, Alpaca.
Sources: prnewswire.com, housingwire.com, finextra.com and 3 more
$115M
Series B 2 Sep 2021
Led by Valar Ventures; with Breyer Capital, YC Continuity, Human Capital.
Sources: techcrunch.com, techcrunch.com, fintechfutures.com and 2 more
$47M
Point investors
14 investors have backed Point; Blue Owl Capital, Valar Ventures and WestCap led at least one round.
- Blue Owl Capital lead
- Valar Ventures lead
- WestCap lead
- Andreessen Horowitz
- Atalaya Capital Management
- Breyer Capital
- Deer Park Road Management
- Redwood Trust
- Ribbit
- The Palisades Group
- YC Continuity
What Point does
Point works in loans & financing, with 14 recorded offerings and customers in financial services.
Point Digital Finance, Inc. is a United States financial services company engaged in home equity investment and home equity line of credit products. The company partners with homeowners to invest in their properties, providing upfront lump sum payments based on future home appreciation, with a lien placed on the homeowner's property to secure performance. Point primarily serves homeowners in California, Oregon, and Minnesota, with a focus on accessibility and affordability. The company also operates as a provider of financial resources and tools for homeowners.
Description from Veridion's company data.
Products and services
- Home Equity Investment Services
- Home Equity Line of Credit Services
- Home Equity Lien Placement Services
- Property-Based Lending Services
- Home Equity Financial Solutions
- Homeowner Financial Education Services
- Home Equity Resource Services
- Home Equity Application and Servicing
- Home Equity Licensing and Compliance Services
- AI-Driven Financial Services
- Machine Learning Financial Services
- Nationwide Home Equity Solutions
- Financial Inclusion Services
- Flexible Home Equity Financing Services
Markets
- Financial Services
Technology
- Artificial Intelligence and Machine Learning for Financial Services
Business model
- Business-to-Consumer
- Service Provider
Industry codes (NAICS)
- 522292 Real Estate Credit 100% match
Questions about Point
What is Point worth?
Valuation $837M (range $287M to $1.8B), as of 24 Oct 2026.
Has Point raised money?
Point has 3 funding rounds on record, from Sep 2021 to Dec 2025, $2.66B in total. None disclosed a valuation.
Who has invested in Point?
Blue Owl Capital, Valar Ventures, WestCap, Alpaca, Andreessen Horowitz and Atalaya Capital Management, and 8 more. Lead investors include Blue Owl Capital, Valar Ventures and WestCap.
How many people work at Point?
About 542, up 49% over the last year. Headcount grew from 150 in Jan 2021 to 542 in Sep 2026.
What does Point do?
Point works in loans & financing, with 14 recorded offerings and customers in financial services. Its main offerings are home equity investment services, home equity line of credit services and home equity lien placement services.
When was Point founded, and where is it based?
Point was founded in 2015 and is based in Palo Alto, United States. It has about 542 employees, up 49% over the last year.