Stream valuation, funding and investors
Stream works in financial wellbeing solutions, based in London, United Kingdom. Founded in 2016, it has about 277 employees.
- Last round
- Series D · $90.0M · Jan 2026
- Valuation at last round
- $1.03B · implied
- Headcount
- 309 · up
- Grade
- B
- Founded
- 2016
Stream valuation today
VCMC values Stream at $1.3B today, with a range of $678M to $2.0B and a grade of B. The valuation starts from its last funding round, a Series D round in Jan 2026.
Valuation by date (134 rows)
Each point is what the model would have shown on that date, using only what was known then; before its first round, a company is valued as a startup because it later raised.
| Date | Valuation | Range | Predicted in 1 yr | Phase | Headcount | Trend | Grade | Winding-down probability |
|---|---|---|---|---|---|---|---|---|
| 1 Jan 2016 | $4.37M | $1.59M – $12.0M | $5.24M (+20%) | before first round | – | unknown | D | 0% |
| 1 Feb 2016 | $4.39M | $1.60M – $12.1M | $5.38M (+23%) | before first round | – | unknown | D | 0% |
| 1 Mar 2016 | $4.41M | $1.60M – $12.1M | $5.52M (+25%) | before first round | – | unknown | D | 0% |
| 1 Apr 2016 | $4.42M | $1.61M – $12.1M | $5.67M (+28%) | before first round | – | unknown | D | 0% |
| 1 May 2016 | $4.44M | $1.62M – $12.2M | $5.82M (+31%) | before first round | – | unknown | D | 0% |
| 1 Jun 2016 | $4.46M | $1.62M – $12.2M | $5.97M (+34%) | before first round | – | unknown | D | 0% |
| 1 Jul 2016 | $4.47M | $1.63M – $12.3M | $6.13M (+37%) | before first round | – | unknown | D | 0% |
| 1 Aug 2016 | $4.59M | $1.67M – $12.6M | $6.30M (+37%) | before first round | – | unknown | D | 0% |
| 1 Sep 2016 | $4.72M | $1.72M – $13.0M | $6.47M (+37%) | before first round | – | unknown | D | 0% |
| 1 Oct 2016 | $4.84M | $1.76M – $13.3M | $6.64M (+37%) | before first round | – | unknown | D | 0% |
| 1 Nov 2016 | $4.97M | $1.81M – $13.7M | $6.82M (+37%) | before first round | – | unknown | D | 0% |
| 1 Dec 2016 | $5.10M | $1.86M – $14.0M | $7.00M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jan 2017 | $5.24M | $1.91M – $14.4M | $7.18M (+37%) | before first round | – | unknown | D | 0% |
| 1 Feb 2017 | $5.38M | $1.96M – $14.8M | $7.38M (+37%) | before first round | – | unknown | D | 0% |
| 1 Mar 2017 | $5.51M | $2.01M – $15.1M | $7.56M (+37%) | before first round | – | unknown | D | 0% |
| 1 Apr 2017 | $5.66M | $2.06M – $15.6M | $7.76M (+37%) | before first round | – | unknown | D | 0% |
| 1 May 2017 | $5.81M | $2.12M – $16.0M | $7.97M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jun 2017 | $5.97M | $2.17M – $16.4M | $8.18M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jul 2017 | $6.13M | $2.23M – $16.8M | $8.40M (+37%) | before first round | – | unknown | D | 0% |
| 1 Aug 2017 | $6.29M | $2.29M – $17.3M | $8.63M (+37%) | before first round | – | unknown | D | 0% |
| 1 Sep 2017 | $6.46M | $2.35M – $17.8M | $8.86M (+37%) | before first round | – | unknown | D | 0% |
| 1 Oct 2017 | $6.63M | $2.41M – $18.2M | $9.09M (+37%) | before first round | – | unknown | D | 0% |
| 1 Nov 2017 | $6.81M | $2.48M – $18.7M | $9.34M (+37%) | before first round | – | unknown | D | 0% |
| 1 Dec 2017 | $6.99M | $2.55M – $19.2M | $9.59M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jan 2018 | $7.18M | $2.62M – $19.7M | $9.85M (+37%) | before first round | – | unknown | D | 0% |
| 1 Feb 2018 | $7.38M | $2.69M – $20.3M | $10.1M (+37%) | before first round | – | unknown | D | 0% |
| 1 Mar 2018 | $7.56M | $2.75M – $20.8M | $10.4M (+37%) | before first round | – | unknown | D | 0% |
| 1 Apr 2018 | $7.76M | $2.83M – $21.3M | $10.6M (+37%) | before first round | – | unknown | D | 0% |
| 1 May 2018 | $7.97M | $2.90M – $21.9M | $10.9M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jun 2018 | $8.18M | $2.98M – $22.5M | $11.2M (+37%) | before first round | – | unknown | D | 0% |
| 1 Jul 2018 | $8.40M | $3.06M – $23.1M | $11.5M (+37%) | before first round | – | unknown | D | 0% |
| 1 Aug 2018 | $8.63M | $3.14M – $23.7M | $11.6M (+35%) | before first round | – | unknown | D | 0% |
| 1 Sep 2018 | $8.86M | $3.23M – $24.3M | $11.7M (+32%) | before first round | – | unknown | D | 0% |
| 1 Oct 2018 | $9.09M | $3.31M – $25.0M | $11.8M (+30%) | before first round | – | unknown | D | 0% |
| 1 Nov 2018 | $9.34M | $3.40M – $25.7M | $12.0M (+28%) | before first round | – | unknown | D | 0% |
| 1 Dec 2018 | $9.59M | $3.49M – $26.3M | $12.1M (+26%) | before first round | – | unknown | D | 0% |
| 1 Jan 2019 | $9.85M | $3.59M – $27.1M | $12.2M (+24%) | before first round | – | unknown | D | 0% |
| 1 Feb 2019 | $10.1M | $3.68M – $27.8M | $12.3M (+21%) | before first round | – | unknown | D | 0% |
| 1 Mar 2019 | $10.4M | $3.77M – $28.5M | $12.4M (+19%) | before first round | – | unknown | D | 0% |
| 1 Apr 2019 | $10.6M | $3.88M – $29.2M | $12.5M (+17%) | before first round | – | unknown | D | 0% |
| 1 May 2019 | $10.9M | $3.98M – $30.0M | $12.6M (+15%) | before first round | – | unknown | D | 0% |
| 1 Jun 2019 | $11.2M | $4.09M – $30.8M | $12.7M (+13%) | before first round | – | unknown | D | 0% |
| 1 Jul 2019 | $11.5M | $4.19M – $31.6M | $12.8M (+11%) | before first round | – | unknown | D | 0% |
| 1 Aug 2019 | $11.6M | $4.23M – $32.0M | $13.0M (+11%) | before first round | – | unknown | D | 0% |
| 1 Sep 2019 | $11.7M | $4.27M – $32.2M | $13.1M (+11%) | before first round | – | unknown | D | 0% |
| 1 Oct 2019 | $11.8M | $4.31M – $32.5M | $13.2M (+11%) | before first round | – | unknown | D | 0% |
| 1 Nov 2019 | $12.0M | $4.35M – $32.8M | $13.3M (+11%) | before first round | – | unknown | D | 0% |
| 1 Dec 2019 | $12.1M | $4.39M – $33.1M | $13.4M (+11%) | before first round | – | unknown | D | 0% |
| 1 Jan 2020 | $12.2M | $4.43M – $33.4M | $13.6M (+11%) | before first round | – | unknown | D | 0% |
| 1 Feb 2020 | $12.3M | $4.47M – $33.7M | $13.7M (+11%) | before first round | – | unknown | D | 0% |
| 1 Mar 2020 | $12.4M | $4.51M – $34.0M | $13.8M (+11%) | before first round | – | unknown | D | 0% |
| 1 Apr 2020 | $12.5M | $4.55M – $34.3M | $13.9M (+11%) | before first round | – | unknown | D | 0% |
| 1 May 2020 | $12.6M | $4.59M – $34.6M | $14.0M (+11%) | before first round | – | unknown | D | 0% |
| 1 Jun 2020 | $12.7M | $4.63M – $35.0M | $14.2M (+11%) | before first round | – | unknown | D | 0% |
| 1 Jul 2020 | $12.8M | $4.67M – $35.3M | $14.3M (+11%) | before first round | – | unknown | D | 0% |
| 8 Jul 2020 | $164M | $108M – $374M | $246M (+50%) | after a round | – | unknown | C | 0% |
| 1 Aug 2020 | $168M | $108M – $374M | $246M (+46%) | after a round | – | unknown | C | 0% |
| 1 Sep 2020 | $174M | $108M – $374M | $246M (+41%) | after a round | – | unknown | C | 0% |
| 1 Oct 2020 | $180M | $108M – $374M | $246M (+36%) | after a round | – | unknown | C | 0% |
| 1 Nov 2020 | $187M | $108M – $374M | $246M (+32%) | after a round | – | unknown | C | 0% |
| 1 Dec 2020 | $193M | $108M – $374M | $246M (+27%) | after a round | – | unknown | C | 0% |
| 1 Jan 2021 | $200M | $108M – $374M | $246M (+23%) | after a round | – | unknown | C | 0% |
| 1 Feb 2021 | $207M | $108M – $374M | $246M (+19%) | after a round | – | unknown | C | 0% |
| 1 Mar 2021 | $213M | $108M – $374M | $246M (+15%) | after a round | – | unknown | C | 0% |
| 1 Apr 2021 | $221M | $108M – $374M | $246M (+11%) | after a round | – | unknown | C | 0% |
| 1 May 2021 | $228M | $108M – $374M | $246M (+8%) | after a round | – | unknown | C | 0% |
| 1 Jun 2021 | $236M | $108M – $374M | $246M (+4%) | after a round | – | unknown | C | 0% |
| 1 Jul 2021 | $244M | $108M – $374M | $246M (+1%) | after a round | – | unknown | C | 0% |
| 1 Aug 2021 | $246M | $104M – $374M | $246M (0%) | after a round | – | unknown | C | 0% |
| 1 Sep 2021 | $246M | $99.4M – $374M | $246M (0%) | after a round | – | unknown | C | 0% |
| 1 Oct 2021 | $246M | $95.2M – $374M | $246M (0%) | after a round | – | unknown | C | 0% |
| 1 Nov 2021 | $246M | $91.1M – $374M | $246M (0%) | after a round | – | unknown | C | 0% |
| 1 Dec 2021 | $246M | $87.3M – $374M | $246M (0%) | after a round | – | unknown | C | 0% |
| 1 Jan 2022 | $246M | $83.5M – $374M | $246M (0%) | after a round | – | unknown | C | 0% |
| 1 Feb 2022 | $246M | $79.9M – $374M | $246M (0%) | after a round | – | unknown | C | 0% |
| 1 Mar 2022 | $246M | $76.8M – $374M | $246M (0%) | after a round | – | unknown | C | 0% |
| 1 Apr 2022 | $246M | $73.5M – $374M | $246M (0%) | after a round | – | unknown | C | 0% |
| 14 Apr 2022 | $1.0B | $713M – $1.9B | $1.3B (+30%) | after a round | – | unknown | B | 0% |
| 1 May 2022 | $1.0B | $713M – $1.9B | $1.3B (+28%) | after a round | – | unknown | B | 0% |
| 1 Jun 2022 | $1.0B | $713M – $1.9B | $1.3B (+26%) | after a round | – | unknown | B | 0% |
| 1 Jul 2022 | $1.1B | $713M – $1.9B | $1.3B (+23%) | after a round | – | unknown | B | 0% |
| 1 Aug 2022 | $1.1B | $713M – $1.9B | $1.3B (+20%) | after a round | – | unknown | B | 0% |
| 1 Sep 2022 | $1.1B | $713M – $1.9B | $1.3B (+17%) | after a round | – | unknown | B | 0% |
| 1 Oct 2022 | $1.1B | $713M – $1.9B | $1.3B (+15%) | after a round | – | unknown | B | 0% |
| 1 Nov 2022 | $1.2B | $713M – $1.9B | $1.3B (+12%) | after a round | – | unknown | B | 0% |
| 1 Dec 2022 | $1.2B | $713M – $1.9B | $1.3B (+10%) | after a round | – | unknown | B | 0% |
| 1 Jan 2023 | $1.2B | $713M – $1.9B | $1.3B (+8%) | after a round | – | unknown | B | 0% |
| 1 Feb 2023 | $1.2B | $713M – $1.9B | $1.3B (+5%) | after a round | – | unknown | B | 0% |
| 1 Mar 2023 | $1.3B | $713M – $1.9B | $1.3B (+3%) | after a round | – | unknown | B | 0% |
| 1 Apr 2023 | $1.3B | $713M – $1.9B | $1.3B (+1%) | after a round | – | unknown | B | 0% |
| 1 May 2023 | $1.3B | $694M – $1.9B | $1.3B (0%) | after a round | – | unknown | B | 0% |
| 1 Jun 2023 | $1.3B | $663M – $1.9B | $1.3B (0%) | after a round | – | unknown | B | 0% |
| 1 Jul 2023 | $1.3B | $634M – $1.9B | $1.3B (0%) | after a round | – | unknown | B | 0% |
| 1 Aug 2023 | $1.3B | $605M – $1.9B | $1.3B (0%) | after a round | – | unknown | B | 0% |
| 1 Sep 2023 | $1.3B | $578M – $1.9B | $1.3B (0%) | after a round | – | unknown | B | 0% |
| 1 Oct 2023 | $1.3B | $552M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Nov 2023 | $1.3B | $527M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Dec 2023 | $1.3B | $504M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Jan 2024 | $1.3B | $481M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Feb 2024 | $1.3B | $459M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Mar 2024 | $1.3B | $440M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Apr 2024 | $1.3B | $420M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 May 2024 | $1.3B | $380M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Jun 2024 | $1.3B | $361M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Jul 2024 | $1.3B | $343M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Aug 2024 | $1.3B | $326M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Sep 2024 | $1.3B | $310M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Oct 2024 | $1.3B | $295M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Nov 2024 | $1.3B | $281M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Dec 2024 | $1.3B | $267M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Jan 2025 | $1.3B | $254M – $1.9B | $1.3B (0%) | after a round | – | unknown | C | 0% |
| 1 Feb 2025 | $1.3B | $241M – $1.9B | $1.3B (0%) | after a round | – | unknown | D | 0% |
| 1 Mar 2025 | $1.3B | $230M – $1.9B | $1.3B (0%) | after a round | – | unknown | D | 0% |
| 1 Apr 2025 | $1.3B | $219M – $1.9B | $1.3B (0%) | after a round | – | unknown | D | 0% |
| 1 May 2025 | $1.3B | $208M – $1.9B | $1.3B (0%) | after a round | – | unknown | D | 0% |
| 1 Jun 2025 | $1.3B | $198M – $1.9B | $1.3B (0%) | after a round | – | unknown | D | 0% |
| 1 Jul 2025 | $1.3B | $189M – $1.9B | $1.3B (0%) | after a round | – | unknown | D | 0% |
| 1 Aug 2025 | $1.3B | $179M – $1.9B | $1.3B (0%) | after a round | – | unknown | D | 0% |
| 1 Sep 2025 | $1.3B | $170M – $1.9B | $1.3B (0%) | after a round | – | unknown | D | 0% |
| 1 Oct 2025 | $1.3B | $162M – $1.9B | $1.3B (0%) | after a round | 277 | unknown | D | 0% |
| 1 Nov 2025 | $1.3B | $154M – $1.9B | $1.3B (0%) | after a round | 277 | unknown | D | 0% |
| 1 Dec 2025 | $1.3B | $147M – $1.9B | $1.3B (0%) | after a round | 277 | unknown | D | 0% |
| 1 Jan 2026 | $1.3B | $139M – $1.9B | $1.3B (0%) | after a round | 277 | unknown | D | 0% |
| 21 Jan 2026 | $1.0B | $678M – $2.0B | $1.3B (+30%) | after a round | 277 | unknown | B | 0% |
| 1 Feb 2026 | $1.0B | $678M – $2.0B | $1.3B (+29%) | after a round | 277 | unknown | B | 0% |
| 1 Mar 2026 | $1.1B | $678M – $2.0B | $1.3B (+26%) | after a round | 277 | unknown | B | 0% |
| 1 Apr 2026 | $1.1B | $678M – $2.0B | $1.3B (+24%) | after a round | 309 | up | B | 0% |
| 1 May 2026 | $1.1B | $678M – $2.0B | $1.3B (+21%) | after a round | 309 | up | B | 0% |
| 1 Jun 2026 | $1.1B | $678M – $2.0B | $1.3B (+18%) | after a round | 309 | up | B | 0% |
| 1 Jul 2026 | $1.2B | $678M – $2.0B | $1.3B (+16%) | after a round | 309 | up | B | 0% |
| 1 Aug 2026 | $1.2B | $678M – $2.0B | $1.3B (+13%) | after a round | 309 | up | B | 0% |
| 1 Sep 2026 | $1.2B | $678M – $2.0B | $1.3B (+11%) | after a round | 309 | up | B | 0% |
| 1 Oct 2026 | $1.2B | $678M – $2.0B | $1.3B (+8%) | after a round | 309 | up | B | 0% |
| 24 Oct 2026 | $1.3B | $678M – $2.0B | $1.3B (+7%) | after a round | 309 | up | B | 0% |
Key facts about Stream
- Founded
- 2016
- Headquarters
- London, United Kingdom
- Employees
- about 277
- Total raised
- $691M
- Funding rounds
- 4
- Last round
- Series D Jan 2026
Stream was founded in 2016 by Peter Briffett and Portman Wills.
Stream funding history
Stream has 4 funding rounds on record, from Jul 2020 to Jan 2026, $691M in total. None disclosed a valuation.
Series D 20 Jan 2026
Led by Sofina; with Better Society Capital, Ascension, Balderton Capital, Northzone, Smash Capital, Local Globe, Phoenix Court, British Business Bank.
Sources: ukcapitalintelligence.co.uk, ukcapitalintelligence.co.uk, startupmafia.eu and 1 more
$90M
Debt 7 May 2025no round page
Led by Citi.
Sources: techfundingnews.com, thefinancialtechnologyreport.com
$401M
Series C 13 Apr 2022
Led by Smash Capital, BlackRock; with Balderton Capital, Northzone, Fair By Design, Silicon Valley Bank, QED Investors, LocalGlobe, Village Global, XYZ, Joseph Rowntree Foundation, Barrow Cadbury Trust, Social Tech Trust, Better Society Capital.
Sources: businesswire.com, fintechfutures.com, finovate.com and 3 more
$175M
Series B 7 Jul 2020
Led by Northzone; with QED Investors, Latitude, Balderton Capital.
Sources: uktechnews.info, ukcapitalintelligence.co.uk, balderton.com and 3 more
$25M
Stream investors
20 investors have backed Stream; Northzone, Smash Capital and BlackRock and 2 more led at least one round.
- Smash Capital lead, 2 rounds
- BlackRock lead
- Citi lead
- Sofina lead
- Balderton Capital 3 rounds
- LocalGlobe 2 rounds
- QED Investors 2 rounds
- Barrow Cadbury Trust
- British Business Bank
- Fair By Design
- Joseph Rowntree Foundation
- Phoenix Court
- Silicon Valley Bank
What Stream does
Stream works in financial services, with 14 recorded offerings and customers in financial services, construction, education and healthcare.
Stream Platforms Ltd is a British financial services company that operates a digital platform providing financial wellness solutions, including budgeting, pay management, savings, rewards, financial education, loans, financial coaching, and pension management. The company serves employers and employees across sectors such as construction, education, financial services, healthcare, hospitality, manufacturing, NHS, professional services, public sector, retail, support services, transportation, and small and medium-sized enterprises. Stream is ISO certified, authorized as an Electronic Money Institution and Payment Institution by the Financial Conduct Authority, and is a B corporation. Its pension and investment services are provided by Stream Asset Management Ltd, workplace loans by Stream Financial Services Ltd, and workplace savings by Stream Financial Services Ltd.
Description from Veridion's company data.
Products and services
- Financial Wellbeing Solutions
- Mobile Financial App Services
- Web-Based Financial Platform Services
- Employee Budgeting Services
- Payroll Management Services
- Employee Savings Services
- Financial Education Services
- Workplace Loan Services
- Pension Management Services
- Investment Management Services
- Financial Coaching Services
- Sustainable Financial Services
- Industry-Specific Financial Solutions
- Multi-Channel Financial Platform Services
Markets
- Financial Services
- Construction
- Education
- Healthcare
- Hospitality
- Manufacturing
- Public Sector
- Retail
- Transportation
- Small and Medium-sized Enterprises (SMBs)
Certifications
- ISO 27001
- FCA certified
- PSD Agent certified
- EMD Agent certified
Business model
- Business-to-Business
- Business-to-Consumer
- Service Provider
- Software-as-a-Service
Industry codes (NAICS)
- 522390 Other Activities Related to Credit Intermediation 40% match
- 523991 Trust, Fiduciary, and Custody Activities 25% match
- 522320 Financial Transactions Processing, Reserve, and Clearinghouse Activities 20% match
- 611430 Professional and Management Development Training 15% match
Questions about Stream
What is Stream worth?
Valuation $1.3B (range $678M to $2.0B), as of 24 Oct 2026.
Has Stream raised money?
Stream has 4 funding rounds on record, from Jul 2020 to Jan 2026, $691M in total. None disclosed a valuation.
Who has invested in Stream?
Northzone, Smash Capital, BlackRock, Citi, Sofina and Balderton Capital, and 14 more. Lead investors include Northzone, Smash Capital, BlackRock and Citi.
How many people work at Stream?
About 277. Headcount grew from 277 in Oct 2025 to 309 in Apr 2026.
What does Stream do?
Stream works in financial services, with 14 recorded offerings and customers in financial services, construction, education and healthcare. Its main offerings are financial wellbeing solutions, mobile financial app services and web-based financial platform services.
When was Stream founded, and where is it based?
Stream was founded in 2016 and is based in London, United Kingdom. It has about 277 employees.