Xepelin valuation, funding and investors
Xepelin works in digital business financing solutions, based in Monte Patria, Chile. Founded in 2019, it has about 730 employees.
- Last round
- Bridge · $20.0M · Jan 2026
- Valuation at last round
- $650M · implied
- Headcount
- 730
- Grade
- D
- Founded
- 2019
Xepelin valuation today
VCMC values Xepelin at $889M today, with a range of $48.3M to $1.9B and a grade of D. The valuation starts from its last funding round, a bridge round in Jan 2026.
Valuation by date (98 rows)
Each point is what the model would have shown on that date, using only what was known then; before its first round, a company is valued as a startup because it later raised.
| Date | Valuation | Range | Predicted in 1 yr | Phase | Headcount | Trend | Grade | Winding-down probability |
|---|---|---|---|---|---|---|---|---|
| 1 Jan 2019 | $8.10M | $2.95M – $22.3M | $10.0M (+24%) | before first round | – | unknown | D | 0% |
| 1 Feb 2019 | $8.32M | $3.03M – $22.9M | $10.1M (+21%) | before first round | – | unknown | D | 0% |
| 1 Mar 2019 | $8.53M | $3.10M – $23.4M | $10.2M (+19%) | before first round | – | unknown | D | 0% |
| 1 Apr 2019 | $8.76M | $3.19M – $24.1M | $10.3M (+17%) | before first round | – | unknown | D | 0% |
| 1 May 2019 | $8.99M | $3.27M – $24.7M | $10.4M (+15%) | before first round | – | unknown | D | 0% |
| 1 Jun 2019 | $9.23M | $3.36M – $25.4M | $10.5M (+13%) | before first round | – | unknown | D | 0% |
| 1 Jul 2019 | $9.47M | $3.45M – $26.0M | $10.6M (+11%) | before first round | – | unknown | D | 0% |
| 1 Aug 2019 | $9.57M | $3.48M – $26.3M | $10.7M (+11%) | before first round | – | unknown | D | 0% |
| 1 Sep 2019 | $9.66M | $3.52M – $26.5M | $10.8M (+11%) | before first round | – | unknown | D | 0% |
| 1 Oct 2019 | $9.74M | $3.55M – $26.8M | $10.9M (+11%) | before first round | – | unknown | D | 0% |
| 1 Nov 2019 | $9.83M | $3.58M – $27.0M | $11.0M (+11%) | before first round | – | unknown | D | 0% |
| 1 Dec 2019 | $9.92M | $3.61M – $27.2M | $11.0M (+11%) | before first round | – | unknown | D | 0% |
| 1 Jan 2020 | $10.0M | $3.64M – $27.5M | $11.2M (+11%) | before first round | – | unknown | D | 0% |
| 1 Feb 2020 | $10.1M | $3.68M – $27.8M | $11.3M (+11%) | before first round | – | unknown | D | 0% |
| 1 Mar 2020 | $10.2M | $3.71M – $28.0M | $11.3M (+11%) | before first round | – | unknown | D | 0% |
| 1 Apr 2020 | $10.3M | $3.74M – $28.2M | $11.5M (+11%) | before first round | – | unknown | D | 0% |
| 1 May 2020 | $10.4M | $3.78M – $28.5M | $11.6M (+11%) | before first round | – | unknown | D | 0% |
| 1 Jun 2020 | $10.5M | $3.81M – $28.8M | $11.7M (+11%) | before first round | – | unknown | D | 0% |
| 1 Jul 2020 | $10.6M | $3.85M – $29.0M | $11.8M (+11%) | before first round | – | unknown | D | 0% |
| 1 Aug 2020 | $10.7M | $3.88M – $29.3M | $11.9M (+11%) | before first round | – | unknown | D | 0% |
| 1 Sep 2020 | $10.8M | $3.92M – $29.6M | $12.0M (+11%) | before first round | – | unknown | D | 0% |
| 1 Oct 2020 | $13.7M | $8.98M – $41.6M | $27.3M (+100%) | after a round | – | unknown | C | 0% |
| 2 Oct 2020 | $13.7M | $8.98M – $41.6M | $27.3M (+100%) | after a round | – | unknown | C | 0% |
| 1 Nov 2020 | $14.5M | $8.98M – $41.6M | $27.3M (+89%) | after a round | – | unknown | C | 0% |
| 1 Dec 2020 | $15.3M | $8.98M – $41.6M | $27.3M (+78%) | after a round | – | unknown | C | 0% |
| 1 Jan 2021 | $16.3M | $8.98M – $41.6M | $27.3M (+68%) | after a round | 26 | unknown | C | 0% |
| 1 Feb 2021 | $17.3M | $8.98M – $41.6M | $27.3M (+58%) | after a round | 26 | unknown | C | 0% |
| 1 Mar 2021 | $18.2M | $8.98M – $41.6M | $27.3M (+50%) | after a round | 26 | unknown | C | 0% |
| 1 Apr 2021 | $19.3M | $8.98M – $41.6M | $27.3M (+42%) | after a round | 26 | unknown | C | 0% |
| 1 May 2021 | $20.4M | $8.98M – $41.6M | $27.3M (+34%) | after a round | 26 | unknown | C | 0% |
| 1 Jun 2021 | $21.7M | $8.98M – $41.6M | $27.3M (+26%) | after a round | 26 | unknown | C | 0% |
| 1 Jul 2021 | $22.9M | $8.98M – $41.6M | $27.3M (+19%) | after a round | 26 | unknown | C | 0% |
| 31 Jul 2021 | $280M | $197M – $714M | $503M (+80%) | after a round | 26 | unknown | C | 0% |
| 1 Aug 2021 | $280M | $197M – $714M | $503M (+79%) | after a round | 26 | unknown | C | 0% |
| 1 Sep 2021 | $295M | $197M – $714M | $503M (+71%) | after a round | 26 | unknown | C | 0% |
| 1 Oct 2021 | $309M | $197M – $714M | $503M (+63%) | after a round | 26 | unknown | C | 0% |
| 1 Nov 2021 | $325M | $197M – $714M | $503M (+55%) | after a round | 26 | unknown | C | 0% |
| 1 Dec 2021 | $341M | $197M – $714M | $503M (+47%) | after a round | 26 | unknown | C | 0% |
| 1 Jan 2022 | $359M | $197M – $714M | $503M (+40%) | after a round | 26 | unknown | C | 0% |
| 1 Feb 2022 | $377M | $197M – $714M | $503M (+33%) | after a round | 26 | unknown | C | 0% |
| 1 Mar 2022 | $395M | $197M – $714M | $503M (+28%) | after a round | 26 | unknown | C | 0% |
| 1 Apr 2022 | $415M | $197M – $714M | $503M (+21%) | after a round | 260 | growing | C | 0% |
| 1 May 2022 | $435M | $197M – $714M | $503M (+16%) | after a round | 260 | growing | C | 0% |
| 3 May 2022 | $651M | $427M – $1.5B | $975M (+50%) | after a round | 260 | growing | C | 0% |
| 1 Jun 2022 | $672M | $427M – $1.5B | $975M (+45%) | after a round | 260 | growing | C | 0% |
| 1 Jul 2022 | $695M | $427M – $1.5B | $975M (+40%) | after a round | 260 | growing | C | 0% |
| 1 Aug 2022 | $719M | $427M – $1.5B | $975M (+36%) | after a round | 260 | unknown | C | 0% |
| 1 Sep 2022 | $744M | $427M – $1.5B | $975M (+31%) | after a round | 260 | unknown | C | 0% |
| 1 Oct 2022 | $769M | $427M – $1.5B | $975M (+27%) | after a round | 260 | unknown | C | 0% |
| 1 Nov 2022 | $796M | $427M – $1.5B | $975M (+22%) | after a round | 260 | unknown | C | 0% |
| 1 Dec 2022 | $823M | $427M – $1.5B | $975M (+18%) | after a round | 260 | unknown | C | 0% |
| 1 Jan 2023 | $852M | $427M – $1.5B | $975M (+14%) | after a round | 260 | unknown | C | 0% |
| 1 Feb 2023 | $983M | $493M – $1.7B | $1.1B (+15%) | after a round | 500 | growing | C | 0% |
| 1 Mar 2023 | $1.0B | $493M – $1.7B | $1.1B (+10%) | after a round | 500 | growing | C | 0% |
| 1 Apr 2023 | $1.1B | $493M – $1.7B | $1.1B (+5%) | after a round | 500 | growing | C | 0% |
| 1 May 2023 | $1.1B | $493M – $1.7B | $1.1B (0%) | after a round | 500 | growing | C | 0% |
| 1 Jun 2023 | $1.1B | $499M – $1.7B | $1.1B (0%) | after a round | 500 | growing | C | 0% |
| 1 Jul 2023 | $1.1B | $505M – $1.7B | $1.1B (0%) | after a round | 500 | growing | C | 0% |
| 1 Aug 2023 | $1.1B | $511M – $1.7B | $1.1B (0%) | after a round | 500 | growing | C | 0% |
| 1 Sep 2023 | $1.1B | $517M – $1.7B | $1.1B (0%) | after a round | 500 | growing | B | 0% |
| 1 Oct 2023 | $1.1B | $397M – $1.7B | $1.1B (0%) | after a round | 500 | unknown | C | 0% |
| 1 Nov 2023 | $1.1B | $385M – $1.7B | $1.1B (0%) | after a round | 530 | flat | C | 0% |
| 1 Dec 2023 | $1.1B | $369M – $1.7B | $1.1B (0%) | after a round | 530 | flat | C | 0% |
| 1 Jan 2024 | $1.1B | $353M – $1.7B | $1.1B (0%) | after a round | 530 | flat | C | 0% |
| 1 Feb 2024 | $1.1B | $338M – $1.7B | $1.1B (0%) | after a round | 530 | flat | C | 0% |
| 1 Mar 2024 | $1.2B | $482M – $1.8B | $1.2B (0%) | after a round | 580 | up | C | 0% |
| 1 Apr 2024 | $1.2B | $481M – $1.8B | $1.2B (0%) | after a round | 590 | up | C | 0% |
| 1 May 2024 | $1.2B | $478M – $1.8B | $1.2B (0%) | after a round | 590 | up | C | 0% |
| 1 Jun 2024 | $1.2B | $400M – $1.8B | $1.2B (0%) | after a round | 590 | up | C | 0% |
| 1 Jul 2024 | $1.2B | $393M – $1.8B | $1.2B (-1%) | after a round | 590 | up | C | 0% |
| 1 Aug 2024 | $1.2B | $398M – $1.8B | $1.2B (0%) | after a round | 680 | up | C | 0% |
| 1 Sep 2024 | $1.2B | $390M – $1.8B | $1.2B (0%) | after a round | 680 | up | C | 0% |
| 1 Oct 2024 | $1.2B | $383M – $1.8B | $1.2B (-1%) | after a round | 680 | up | C | 0% |
| 1 Nov 2024 | $1.2B | $376M – $1.8B | $1.2B (-1%) | after a round | 680 | up | C | 0% |
| 1 Dec 2024 | $1.2B | $583M – $1.9B | $1.2B (0%) | after a round | 730 | growing | B | 0% |
| 1 Jan 2025 | $1.2B | $586M – $1.9B | $1.2B (0%) | after a round | 730 | growing | B | 0% |
| 1 Feb 2025 | $1.2B | $588M – $1.9B | $1.2B (0%) | after a round | 730 | growing | B | 0% |
| 1 Mar 2025 | $1.2B | $591M – $1.9B | $1.2B (0%) | after a round | 730 | growing | B | 0% |
| 1 Apr 2025 | $1.2B | $593M – $1.9B | $1.2B (0%) | after a round | 730 | growing | B | 0% |
| 1 May 2025 | $1.2B | $341M – $1.9B | $1.2B (-2%) | after a round | 730 | up | C | 0% |
| 1 Jun 2025 | $1.2B | $224M – $1.9B | $1.2B (-2%) | after a round | 730 | up | D | 0% |
| 1 Jul 2025 | $1.2B | $216M – $1.9B | $1.2B (-2%) | after a round | 730 | up | D | 0% |
| 1 Aug 2025 | $1.2B | $208M – $1.9B | $1.2B (-2%) | after a round | 730 | up | D | 0% |
| 1 Sep 2025 | $1.2B | $200M – $1.8B | $1.2B (-3%) | after a round | 730 | up | D | 0% |
| 1 Oct 2025 | $1.2B | $126M – $1.8B | $1.1B (-6%) | after a round | 730 | flat | D | 0% |
| 1 Nov 2025 | $1.2B | $119M – $1.8B | $1.1B (-6%) | after a round | 730 | flat | D | 0% |
| 1 Dec 2025 | $1.2B | $114M – $1.8B | $1.1B (-6%) | after a round | 730 | flat | D | 0% |
| 1 Jan 2026 | $1.2B | $108M – $1.8B | $1.1B (-6%) | after a round | 730 | flat | D | 0% |
| 1 Feb 2026 | $1.2B | $103M – $1.8B | $1.1B (-7%) | after a round | 730 | flat | D | 0% |
| 1 Mar 2026 | $1.2B | $98.1M – $1.9B | $1.2B (0%) | after a round | 730 | unknown | D | 0% |
| 1 Apr 2026 | $1.2B | $93.2M – $1.9B | $1.2B (0%) | after a round | 730 | unknown | D | 0% |
| 1 May 2026 | $1.2B | $88.7M – $1.9B | $1.2B (0%) | after a round | 730 | unknown | D | 0% |
| 1 Jun 2026 | $1.2B | $84.3M – $1.9B | $1.2B (0%) | after a round | 730 | unknown | D | 0% |
| 1 Jul 2026 | $1.2B | $80.3M – $1.9B | $1.2B (0%) | after a round | 730 | unknown | D | 0% |
| 1 Aug 2026 | $1.2B | $76.3M – $1.9B | $1.2B (0%) | after a round | 730 | unknown | D | 0% |
| 1 Sep 2026 | $1.2B | $72.5M – $1.9B | $1.2B (0%) | after a round | 730 | unknown | D | 0% |
| 1 Oct 2026 | $1.2B | $69.0M – $1.9B | $1.2B (0%) | after a round | 730 | unknown | D | 0% |
| 24 Oct 2026 | $889M | $48.3M – $1.9B | $889M (0%) | after a round | 730 | unknown | D | 0% |
Key facts about Xepelin
- Founded
- 2019
- Headquarters
- Monte Patria, Chile
- Employees
- about 730 +38% in a year
- Total raised
- $519M
- Funding rounds
- 6
- Last round
- Bridge Jan 2026
Xepelin was founded in 2019 by Nicolás de Camino and Sebastian Kreis.
Xepelin funding history
Xepelin has 6 funding rounds on record, from Oct 2020 to Jan 2026, $519M in total. The latest disclosed valuation is $400M post-money (Bridge, Jan 2026).
$20M
$400M post-money
$16M
$140M
Series B 2 May 2022
Led by Avenir, Kaszek; with PayPal Ventures, Wellington, DST Global, Battery Ventures, MSA Novo, Endeavor, FJ Labs, Picus Capital, Amarena, Gunderson, Cathay-Seaya Latam, Gilgamesh Venture Capital, Carlos García Otatti.
Sources: simplify.jobs, blog.investchile.gob.cl, fintechfutures.com and 5 more
$111M
Series A 30 Jul 2021
Led by Kaszek, DST Global; with Cathay Innovation, Seaya, Picus Capital, Kayak Ventures, MSA Capital, Amarena, FJ Labs, Gilgamesh Ventures, Manutara Ventures, Chile Ventures.
Sources: simplify.jobs, seaya.vc, carey.cl and 4 more
$230M
$2.5M
Xepelin investors
26 investors have backed Xepelin; DST Global, Kaszek and Avenir and 3 more led at least one round.
- DST Global lead, 2 rounds
- Kaszek lead, 2 rounds
- Goldman Sachs lead
- Ideas Impact VC lead
- FJ Labs 3 rounds
- Amarena 2 rounds
- Battery Ventures
- BBVA Spark
- Carlos García Otatti
- Cathay-Seaya Latam
- Endeavor
- Gilgamesh Ventures
- Gunderson
- MSA Capital
- MSA Novo
- PayPal Ventures
- Wellington
What Xepelin does
Xepelin works in loans & financing, with 11 recorded offerings and customers in financial services.
X Capital SpA, operating as Xepelin, is a Chilean fintech company specializing in online business financing solutions, including invoice financing, payment financing, and corporate financing. The company serves businesses in Chile and Mexico, offering digital financing products and services through a digital platform. Xepelin leverages AI and machine learning to enhance its offerings and maintains a commitment to sustainability and social responsibility.
Description from Veridion's company data.
Products and services
- Digital Business Financing Solutions
- Invoice Financing Services
- Payment Financing Services
- Corporate Financing Services
- Liquidity Management Services
- AI-Driven Financial Services
- Machine Learning Financial Solutions
- Regulatory Compliance Consulting
- Sustainable Finance Solutions
- Multilingual Financial Services
- Partner and Affiliate Network Solutions
Markets
- Financial Services
Technology
- AI and Machine Learning for Financial Services
Business model
- Business-to-Business
- Service Provider
Industry codes (NAICS)
- 522299 International, Secondary Market, and All Other Nondepository Credit Intermediation 100% match
Questions about Xepelin
What is Xepelin worth?
Valuation $889M (range $48.3M to $1.9B), as of 24 Oct 2026. The last disclosed valuation was $400M (Bridge, Jan 2026).
Has Xepelin raised money?
Xepelin has 6 funding rounds on record, from Oct 2020 to Jan 2026, $519M in total. The latest disclosed valuation is $400M post-money (Bridge, Jan 2026).
Who has invested in Xepelin?
DST Global, Kaszek, Avenir, Goldman Sachs, Ideas Impact VC and Nazca, and 20 more. Lead investors include DST Global, Kaszek, Avenir and Goldman Sachs.
How many people work at Xepelin?
About 730, up 38% over the last year. Headcount grew from 26 in Jan 2021 to 730 in Nov 2024.
What does Xepelin do?
Xepelin works in loans & financing, with 11 recorded offerings and customers in financial services. Its main offerings are digital business financing solutions, invoice financing services and payment financing services.
When was Xepelin founded, and where is it based?
Xepelin was founded in 2019 and is based in Monte Patria, Chile. It has about 730 employees, up 38% over the last year.