Industry by country
Loans & Financing companies in United States
VCMC tracks 8,831 companies in Loans & Financing based in United States. 173 of them have raised a venture or growth round, $36.54B in total, with a median round of $20M; 55 raised since 2024. 169 of the 173 have a VCMC valuation; the median is $151M.
8,831
companies tracked
173
venture-backed
2% of those tracked
$36.54B
raised in total
by 169 companies
$20M
median round
of 309 rounds with an amount
$151M
median valuation
of 169 companies valued
Values cover private companies only; public companies are not included.
By their latest round, most are at Series C or later (65 of 173).
- Pre-seed 3
- Seed 37
- Series A 43
- Series B 25
- Series C and later 65
The companies
Loans & Financing companies in United States
The 50 venture-backed companies below are this page's list; Octane has raised the most ($4.20B).
| # | Last round | History | Range | Trend | Grade | ||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Octane New York | Debt Oct 2026 $1.40B | $1.7B | $1.1B – $2.0B | $1.7B (+4%) | $190M | 0% | 517 | up | A | |
| 2 | GoodLeap Roseville | Debt Oct 2026 $389M | $7.6B | $1.1B – $13.8B | $7.6B (0%) | $1.2B | 0% | 1,280 | up | D | |
| 3 | Point Palo Alto | Debt Dec 2025 $2.50B | $837M | $287M – $1.8B | $818M (-2%) | $141M | 17% | 542 | growing | C | |
| 4 | Chicago | Debt Dec 2022 $250M | $2.2B | $228M – $4.2B | $2.2B (0%) | $431M | 5% | 996 | up | D | |
| 5 | Capchase New York | Growth Equity Jan 2024 $200M | $1.2B | $402M – $2.6B | $657M (-43%) | $167M | 59% | 101 | flat | C | |
| 6 | Kiavi Pittsburgh | Debt Aug 2025 $400M | $434M | $35.2M – $499M | $431M (-1%) | $57.9M | 0% | 475 | flat | D | |
| 7 | ClarityPay New York | Growth Equity Feb 2025 $1.00B | $18.4B | $10.3B – $28.0B | $18.4B (0%) | $1.7B | 0% | 58 | growing | B | |
| 8 | MPOWER Financing Washington | Debt May 2025 $313M | $672M | $103M – $2.8B | $622M (-8%) | $145M | 67% | 285 | down | D | |
| 9 | Sunbit Los Angeles | Debt Nov 2024 $355M | $1.8B | $240M – $2.3B | $1.8B (-1%) | $226M | 0% | 573 | up | D | |
| 10 | Upgrade San Francisco | Series G Oct 2025 $165M | $9.5B | $6.3B – $10.9B | $9.5B (0%) | $1.0B | 0% | 1,602 | flat | A | |
| 11 | Knock Atlanta | Growth Equity Mar 2022 $220M | $1.4B | $188M – $3.3B | $1.3B (-4%) | $210M | 10% | 125 | up | D | |
| 12 | Tala Santa Monica | Debt Mar 2025 $150M | $960M | $69.5M – $1.1B | $928M (-3%) | $114M | 0% | 911 | flat | D | |
| 13 | Fundbox Plano | Series D Nov 2021 $100M | $817M | $74.0M – $1.3B | $772M (-6%) | $142M | 10% | 208 | flat | D | |
| 14 | Ratio San Mateo | Growth Equity Apr 2026 $100M | $1.2B | $740M – $1.9B | $1.2B (+5%) | $112M | 0% | 49 | up | B | |
| 15 | Renew Financial Oakland | Debt Aug 2017 $300M | $602M | $48.1M – $1.3B | $602M (0%) | $125M | 11% | 197 | flat | D | |
| 16 | C2FO Leawood | Growth Equity Apr 2025 $30M | $379M | $160M – $637M | $345M (-9%) | $33.0M | 46% | 589 | flat | C | |
| 17 | Hometap Boston | Growth Equity Dec 2025 $50M | $605M | $366M – $932M | $612M (+1%) | $55.1M | 0% | 295 | flat | B | |
| 18 | San Francisco | Other Apr 2026 $16M | $1.9B | $282M – $4.2B | $1.7B (-7%) | $373M | 34% | 428 | flat | D | |
| 19 | Miami | Growth Equity Dec 2016 $95M | $713M | $50.2M – $1.3B | $713M (0%) | $93.3M | 0% | 271 | flat | D | |
| 20 | Miami | Debt Jun 2024 $125M | $2.0B | $204M – $3.0B | $1.9B (-6%) | $317M | 0% | 318 | flat | D | |
| 21 | San Francisco | Debt Dec 2025 $140M | $2.0B | $883M – $3.3B | $2.0B (0%) | $241M | 0% | 2,090 | growing | C | |
| 22 | Austin | Growth Equity Dec 2024 $144M | $1.3B | $616M – $2.5B | $962M (-26%) | $156M | 71% | 102 | down | C | |
| 23 | San Francisco | Series G Sep 2017 $50M | $379M | $45.1M – $602M | $379M (0%) | $78.7M | 18% | 495 | flat | D | |
| 24 | Palo Alto | Debt Oct 2025 $50M | $1.4B | $580M – $2.0B | $1.4B (-2%) | $130M | 3% | 441 | up | C | |
| 25 | San Francisco | Series B Aug 2024 $232M | $2.4B | $581M – $3.6B | $2.3B (-5%) | $279M | 6% | 119 | flat | C | |
| 26 | Miami | Debt May 2024 $175M | $74.5M | $26.9M – $614M | $56.6M (-24%) | $82.3M | 97% | 10 | down | D | |
| 27 | San Francisco | Series C Jun 2021 $210M | $1.1B | $80.5M – $2.2B | $1.0B (-4%) | $209M | 7% | 152 | flat | D | |
| 28 | San Francisco | Series C Apr 2019 $170M | $1.3B | $118M – $1.9B | $1.3B (-4%) | $174M | 0% | 449 | up | D | |
| 29 | Miami | Growth Equity Mar 2025 $215M | $2.6B | $1.1B – $4.0B | $2.6B (-1%) | $236M | 3% | 78 | flat | C | |
| 30 | Miami | Series A Mar 2024 $12M | $70.3M | $17.1M – $174M | $53.0M (-25%) | $17.2M | 49% | 132 | down | D | |
| 31 | Denver | Series C May 2022 $115M | $898M | $175M – $1.6B | $858M (-5%) | $159M | 18% | 314 | up | D | |
| 32 | Atlanta | Debt Oct 2026 $150M | $89.2M | $5.98M – $137M | $87.5M (-2%) | $14.1M | 0% | 65 | up | D | |
| 33 | San Francisco | Series C Jun 2022 $113M | $1.1B | $462M – $1.2B | $1.1B (0%) | $117M | 0% | 198 | growing | B | |
| 34 | Seattle | Debt Feb 2025 $30M | $220M | $18.1M – $423M | $220M (0%) | $31.3M | 8% | 48 | flat | D | |
| 35 | San Francisco | Series B Apr 2022 $25M | $59.7M | $8.24M – $113M | $57.0M (-5%) | $13.2M | 35% | 50 | flat | D | |
| 36 | San Francisco | Series D Oct 2022 $80M | $1.6B | $745M – $1.9B | $1.6B (0%) | $180M | 0% | 1,276 | growing | B | |
| 37 | Los Angeles | Growth Equity Jan 2026 $90M | $1.1B | $652M – $1.7B | $1.1B (+2%) | $98.3M | 0% | 57 | flat | B | |
| 38 | Atlanta | Series B Feb 2022 $118M | $731M | $52.1M – $1.8B | $696M (-5%) | $139M | 0% | 130 | up | D | |
| 39 | San Francisco | Debt Sep 2023 $62M | $324M | $11.8M – $516M | $324M (0%) | $47.4M | 0% | 240 | unknown | D | |
| 40 | Los Angeles | Series C Oct 2019 $60M | $53.2M | $28.7M – $160M | $53.2M (0%) | $67.0M | 97% | 26 | shrinking | C | |
| 41 | Lake Forest | Debt Oct 2026 $100M | $30.4M | $0.91M – $76.0M | $29.4M (-3%) | $3.50M | 13% | 71 | flat | D | |
| 42 | Columbia | Series A Jun 2021 $100M | $1.1B | $74.2M – $1.8B | $1.0B (-4%) | $179M | 5% | 1,088 | up | D | |
| 43 | Atlanta | Series B Sep 2026 | $119M | $59.7M – $240M | $115M (-4%) | $19.6M | 97% | 22 | shrinking | C | |
| 44 | San Diego | Growth Equity Oct 2015 $90M | $1.1B | $65.7M – $1.7B | $1.1B (0%) | $99.0M | 0% | – | unknown | D | |
| 45 | San Francisco | Growth Equity Jan 2025 $25M | $312M | $120M – $481M | $309M (-1%) | $28.0M | 4% | 134 | flat | C | |
| 46 | West New York | Series A Jun 2025 $24M | $210M | $72.0M – $307M | $198M (-6%) | $32.6M | 15% | 33 | flat | C | |
| 47 | Atlanta | Growth Equity Apr 2015 $80M | $289M | $51.5M – $921M | $289M (0%) | $88.0M | 53% | 164 | flat | D | |
| 48 | Southlake | Series E Sep 2021 $50M | $837M | $55.3M – $1.2B | $785M (-6%) | $112M | 0% | 884 | flat | D | |
| 49 | Torrance | Series D Sep 2019 $70M | $404M | $43.0M – $620M | $404M (0%) | $70.8M | 20% | 394 | flat | D | |
| 50 | LoanBase El Segundo | Debt Oct 2021 $50K | $18.3M | $2.72M – $68.9M | $18.3M (0%) | – | 0% | 27 | flat | D |
Showing 50 of 8,831. Load more lists every other company here, 50 at a time.
Valuations
How these companies are valued
169 of the 173 venture-backed companies here have a VCMC valuation; the median is $151M. A company acquired after its last round keeps its last value as a private company and is left out of the median. 19 companies have disclosed a valuation; for the rest VCMC's valuation is the only number. Each valuation comes with a range, from a low to a high scenario, and a prediction for a year from now. Values cover private companies only; public companies are not included. How VCMC values companies.
Investors
Who backs them
Firms that backed two or more of these companies. QED Investors backed 8, Andreessen Horowitz 6.
- QED Investors 8 companies, led 3
- Andreessen Horowitz 6 companies, led 4
- Sequoia Capital 6 companies, led 2
- Accel 5 companies, led 3
- Union Square Ventures 5 companies, led 3
- CMFG Ventures 5 companies, led 1
- Citi Ventures 5 companies
- FJ Labs 5 companies
- Gaingels 5 companies
- 5 companies
- Ribbit 5 companies
- SV Angel 5 companies
Recent rounds
Latest funding
19 rounds from Oct 2025 to Sep 2026, $1.16B with a disclosed amount.
- Series B, with TTV Capital and Fontinalis amount not disclosed 9 Sep 2026
- Series C, led by Sustainable Investing at Goldman Sachs Alternatives $60M 27 Apr 2026
- Ratio Growth $100M 14 Apr 2026
- Series B, led by Fifth Wall $22M 3 Mar 2026
- Series C, led by Endeavor $45M 19 Feb 2026
- Growth, led by BlackRock $25M 21 Jan 2026
- Growth, with Barings $90M 21 Jan 2026
- Octane Series F, led by Valar Ventures $100M 15 Dec 2025
- Seed, led by The Ventures Lab $3.5M 9 Dec 2025
- Hometap Growth, led by Gallatin Point Capital $50M 9 Dec 2025
- Series A, with Interlock Partners and LiveOak $10M 2 Dec 2025
- Growth, led by ICG $400M 18 Nov 2025
Browse
Related groups
Wider groups
Loans & Financing in other countries
Other industries in United States
Questions
Frequently asked
How many loans & Financing companies in United States does VCMC track?
8,831. 173 of them have raised a venture or growth round.
How much have loans & Financing companies in United States raised?
$36.54B in total across the 169 with a known amount; the median round is $20M. 55 raised a round since 2024.
Which loans & Financing companies in United States have raised the most?
Octane ($4.20B), GoodLeap ($2.84B), Point ($2.66B).
Which investors back loans & Financing companies in United States most often?
QED Investors (8 companies), Andreessen Horowitz (6 companies), Sequoia Capital (6 companies).
What are loans & Financing companies in United States worth?
The median VCMC valuation is $151M across 169 companies; companies acquired after their last round are left out. Values cover private companies only; public companies are not included.
What was the latest funding round?
Carputty raised a Series B round (Sep 2026), with TTV Capital and Fontinalis.