Qonto valuation, funding and investors

Qonto works in business banking account services, based in Paris, France. Founded in 2016, it has about 2,450 employees.

Payment Processing & Point of Sale Paris Series D

VALUATION · TODAY

$8.26B −4% after Series D

Range $1.20B – $9.51B · Grade D

TODAY

+12 MO

$2.50B

$5.00B

$7.50B

$10.00B

2017

2018

2019

2020

2021

2022

2023

2024

2025

2026

2027

Seed $1.70M

Series B $23.0M

Series D $550M

ValuationBefore first round12-month outlook: where it points, how wide it fansHover the past: the outlook shows what was predicted then

HEADCOUNT · TODAY2,450 employees

+7%6m growth

+17%1y growth

+36%2y growth

1,000

2,000

3,000

Data from Jan 2021

TODAY

Predicted in 1 yr $7.92B −4% vs today

Predicted next raise $1.07B if a round comes

Winding-down probability 0%

Last round: Series D · $550M · Jan 2022
Valuation at last round: $5.00B
Headcount: 2,450 · up
Grade: D
Founded: 2016

How VCMC values companies →

Qonto valuation today

VCMC values Qonto at $8.3B today, with a range of $1.2B to $9.5B and a grade of D. The valuation starts from its last funding round, a Series D round in Jan 2022.

Valuation by date (134 rows)

Each point is what the model would have shown on that date, using only what was known then; before its first round, a company is valued as a startup because it later raised.

Qonto: valuation by date, as the model would have shown it on each date
Date	Valuation	Range	Predicted in 1 yr	Phase	Headcount	Trend	Grade	Winding-down probability
1 Jan 2016	$4.37M	$1.59M – $12.0M	$5.24M (+20%)	before first round	–	unknown	D	0%
1 Feb 2016	$4.39M	$1.60M – $12.1M	$5.38M (+23%)	before first round	–	unknown	D	0%
1 Mar 2016	$4.41M	$1.60M – $12.1M	$5.52M (+25%)	before first round	–	unknown	D	0%
1 Apr 2016	$4.42M	$1.61M – $12.1M	$5.67M (+28%)	before first round	–	unknown	D	0%
1 May 2016	$4.44M	$1.62M – $12.2M	$5.82M (+31%)	before first round	–	unknown	D	0%
1 Jun 2016	$4.46M	$1.62M – $12.2M	$5.97M (+34%)	before first round	–	unknown	D	0%
1 Jul 2016	$4.47M	$1.63M – $12.3M	$6.13M (+37%)	before first round	–	unknown	D	0%
1 Aug 2016	$4.59M	$1.67M – $12.6M	$6.30M (+37%)	before first round	–	unknown	D	0%
1 Sep 2016	$4.72M	$1.72M – $13.0M	$6.47M (+37%)	before first round	–	unknown	D	0%
1 Oct 2016	$4.84M	$1.76M – $13.3M	$6.64M (+37%)	before first round	–	unknown	D	0%
1 Nov 2016	$4.97M	$1.81M – $13.7M	$6.82M (+37%)	before first round	–	unknown	D	0%
1 Dec 2016	$5.10M	$1.86M – $14.0M	$7.00M (+37%)	before first round	–	unknown	D	0%
1 Jan 2017	$5.24M	$1.91M – $14.4M	$7.18M (+37%)	before first round	–	unknown	D	0%
21 Jan 2017	$6.25M	$4.10M – $19.0M	$12.5M (+100%)	after a round	–	unknown	C	0%
1 Feb 2017	$6.38M	$4.10M – $19.0M	$12.5M (+95%)	after a round	–	unknown	C	0%
1 Mar 2017	$6.73M	$4.10M – $19.0M	$12.5M (+85%)	after a round	–	unknown	C	0%
1 Apr 2017	$7.14M	$4.10M – $19.0M	$12.5M (+75%)	after a round	–	unknown	C	0%
1 May 2017	$7.56M	$4.10M – $19.0M	$12.5M (+65%)	after a round	–	unknown	C	0%
1 Jun 2017	$8.01M	$4.10M – $19.0M	$12.5M (+56%)	after a round	–	unknown	C	0%
1 Jul 2017	$8.48M	$4.10M – $19.0M	$12.5M (+47%)	after a round	–	unknown	C	0%
1 Aug 2017	$9.00M	$4.10M – $19.0M	$12.5M (+39%)	after a round	–	unknown	C	0%
1 Sep 2017	$9.54M	$4.10M – $19.0M	$12.5M (+31%)	after a round	–	unknown	C	0%
1 Oct 2017	$10.1M	$4.10M – $19.0M	$12.5M (+24%)	after a round	–	unknown	C	0%
1 Nov 2017	$10.7M	$4.10M – $19.0M	$12.5M (+16%)	after a round	–	unknown	C	0%
1 Dec 2017	$11.3M	$4.10M – $19.0M	$12.5M (+10%)	after a round	–	unknown	C	0%
1 Jan 2018	$12.0M	$4.10M – $19.0M	$12.5M (+4%)	after a round	–	unknown	C	0%
1 Feb 2018	$12.5M	$4.02M – $19.0M	$12.5M (0%)	after a round	–	unknown	C	0%
1 Mar 2018	$12.5M	$3.84M – $19.0M	$12.5M (0%)	after a round	–	unknown	C	0%
1 Apr 2018	$12.5M	$3.65M – $19.0M	$12.5M (0%)	after a round	–	unknown	C	0%
1 May 2018	$12.5M	$3.47M – $19.0M	$12.5M (0%)	after a round	–	unknown	C	0%
1 Jun 2018	$12.5M	$3.30M – $19.0M	$12.5M (0%)	after a round	–	unknown	C	0%
1 Jul 2018	$12.5M	$3.14M – $19.0M	$12.5M (0%)	after a round	–	unknown	C	0%
1 Aug 2018	$12.5M	$2.99M – $19.0M	$12.5M (0%)	after a round	–	unknown	C	0%
1 Sep 2018	$12.5M	$2.84M – $19.0M	$12.5M (0%)	after a round	–	unknown	C	0%
25 Sep 2018	$92.2M	$64.9M – $196M	$138M (+50%)	after a round	–	unknown	B	0%
1 Oct 2018	$92.9M	$64.9M – $196M	$138M (+49%)	after a round	–	unknown	B	0%
1 Nov 2018	$96.1M	$64.9M – $196M	$138M (+44%)	after a round	–	unknown	B	0%
1 Dec 2018	$99.4M	$64.9M – $196M	$138M (+39%)	after a round	–	unknown	B	0%
1 Jan 2019	$103M	$64.9M – $196M	$138M (+34%)	after a round	–	unknown	B	0%
1 Feb 2019	$106M	$64.9M – $196M	$138M (+30%)	after a round	–	unknown	B	0%
1 Mar 2019	$110M	$64.9M – $196M	$138M (+26%)	after a round	–	unknown	B	0%
1 Apr 2019	$114M	$64.9M – $196M	$138M (+22%)	after a round	–	unknown	B	0%
1 May 2019	$118M	$64.9M – $196M	$138M (+18%)	after a round	–	unknown	B	0%
1 Jun 2019	$122M	$64.9M – $196M	$138M (+14%)	after a round	–	unknown	B	0%
1 Jul 2019	$126M	$64.9M – $196M	$138M (+10%)	after a round	–	unknown	B	0%
1 Aug 2019	$130M	$64.9M – $196M	$138M (+6%)	after a round	–	unknown	B	0%
1 Sep 2019	$135M	$64.9M – $196M	$138M (+3%)	after a round	–	unknown	B	0%
1 Oct 2019	$138M	$64.3M – $196M	$138M (0%)	after a round	–	unknown	B	0%
1 Nov 2019	$138M	$61.5M – $196M	$138M (0%)	after a round	–	unknown	B	0%
1 Dec 2019	$138M	$59.0M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Jan 2020	$138M	$56.4M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Feb 2020	$138M	$54.0M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Mar 2020	$138M	$51.8M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Apr 2020	$138M	$49.5M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 May 2020	$138M	$47.5M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Jun 2020	$138M	$45.4M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Jul 2020	$138M	$43.5M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Aug 2020	$138M	$41.6M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Sep 2020	$138M	$39.8M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Oct 2020	$138M	$35.2M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Nov 2020	$138M	$33.5M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Dec 2020	$138M	$31.8M – $196M	$138M (0%)	after a round	–	unknown	C	0%
1 Jan 2021	$138M	$30.3M – $196M	$138M (0%)	after a round	280	unknown	C	0%
1 Feb 2021	$138M	$28.8M – $196M	$138M (0%)	after a round	280	unknown	C	0%
1 Mar 2021	$138M	$27.5M – $196M	$138M (0%)	after a round	280	unknown	C	0%
1 Apr 2021	$138M	$26.1M – $196M	$138M (0%)	after a round	280	unknown	D	0%
1 May 2021	$138M	$24.8M – $196M	$138M (0%)	after a round	280	unknown	D	0%
1 Jun 2021	$138M	$23.6M – $196M	$138M (0%)	after a round	280	unknown	D	0%
1 Jul 2021	$138M	$22.5M – $196M	$138M (0%)	after a round	280	unknown	D	0%
1 Aug 2021	$138M	$21.4M – $196M	$138M (0%)	after a round	280	unknown	D	0%
1 Sep 2021	$138M	$20.3M – $196M	$138M (0%)	after a round	280	unknown	D	0%
1 Oct 2021	$138M	$19.3M – $196M	$138M (0%)	after a round	280	unknown	D	0%
1 Nov 2021	$138M	$18.4M – $196M	$138M (0%)	after a round	280	unknown	D	0%
1 Dec 2021	$138M	$17.5M – $196M	$138M (0%)	after a round	280	unknown	D	0%
1 Jan 2022	$138M	$16.6M – $196M	$138M (0%)	after a round	280	unknown	D	0%
11 Jan 2022	$5.0B	$4.3B – $7.5B	$6.5B (+30%)	after a round	280	unknown	A	0%
1 Feb 2022	$5.1B	$4.3B – $7.5B	$6.5B (+28%)	after a round	580	growing	A	0%
1 Mar 2022	$5.2B	$4.3B – $7.5B	$6.5B (+25%)	after a round	580	growing	A	0%
1 Apr 2022	$5.3B	$4.3B – $7.5B	$6.5B (+23%)	after a round	580	growing	A	0%
1 May 2022	$5.4B	$4.3B – $7.5B	$6.5B (+20%)	after a round	580	growing	A	0%
1 Jun 2022	$5.5B	$4.3B – $7.5B	$6.5B (+17%)	after a round	580	growing	A	0%
1 Jul 2022	$5.7B	$4.3B – $7.5B	$6.5B (+15%)	after a round	580	growing	A	0%
1 Aug 2022	$5.8B	$4.3B – $7.5B	$6.5B (+12%)	after a round	580	unknown	A	0%
1 Sep 2022	$5.9B	$4.3B – $7.5B	$6.5B (+10%)	after a round	580	unknown	A	0%
1 Oct 2022	$6.0B	$4.3B – $7.5B	$6.5B (+8%)	after a round	580	unknown	A	0%
1 Nov 2022	$6.2B	$4.3B – $7.5B	$6.5B (+5%)	after a round	580	unknown	A	0%
1 Dec 2022	$6.3B	$4.3B – $7.5B	$6.5B (+3%)	after a round	580	unknown	A	0%
1 Jan 2023	$6.5B	$4.3B – $7.5B	$6.5B (+1%)	after a round	580	unknown	A	0%
1 Feb 2023	$6.5B	$4.2B – $7.5B	$6.5B (0%)	after a round	580	unknown	A	0%
1 Mar 2023	$6.5B	$4.0B – $7.5B	$6.5B (0%)	after a round	580	unknown	B	0%
1 Apr 2023	$6.5B	$3.9B – $7.5B	$6.5B (0%)	after a round	580	unknown	B	0%
1 May 2023	$7.6B	$4.7B – $8.8B	$7.6B (0%)	after a round	1,200	growing	B	0%
1 Jun 2023	$7.6B	$4.7B – $8.8B	$7.6B (0%)	after a round	1,200	growing	B	0%
1 Jul 2023	$7.6B	$4.8B – $8.8B	$7.6B (0%)	after a round	1,200	growing	A	0%
1 Aug 2023	$7.6B	$3.5B – $8.8B	$7.6B (0%)	after a round	1,200	unknown	B	0%
1 Sep 2023	$7.6B	$3.4B – $8.8B	$7.6B (0%)	after a round	1,200	unknown	B	0%
1 Oct 2023	$7.6B	$3.3B – $8.8B	$7.6B (0%)	after a round	1,200	unknown	B	0%
1 Nov 2023	$7.6B	$3.2B – $8.8B	$7.6B (0%)	after a round	1,200	unknown	B	0%
1 Dec 2023	$7.6B	$3.1B – $8.8B	$7.6B (0%)	after a round	1,200	unknown	B	0%
1 Jan 2024	$7.6B	$3.0B – $8.8B	$7.6B (0%)	after a round	1,200	unknown	B	0%
1 Feb 2024	$7.6B	$2.7B – $8.8B	$7.6B (0%)	after a round	1,200	unknown	B	0%
1 Mar 2024	$7.6B	$2.6B – $8.8B	$7.6B (0%)	after a round	1,200	unknown	C	0%
1 Apr 2024	$8.1B	$4.1B – $9.3B	$8.1B (0%)	after a round	1,600	up	B	0%
1 May 2024	$8.1B	$4.1B – $9.3B	$8.1B (0%)	after a round	1,600	up	B	0%
1 Jun 2024	$8.1B	$4.0B – $9.3B	$8.1B (0%)	after a round	1,600	up	B	0%
1 Jul 2024	$8.1B	$3.9B – $9.3B	$8.1B (0%)	after a round	1,600	up	B	0%
1 Aug 2024	$8.3B	$5.7B – $9.6B	$8.3B (0%)	after a round	1,800	growing	A	0%
1 Sep 2024	$8.3B	$5.7B – $9.6B	$8.3B (0%)	after a round	1,800	growing	A	0%
1 Oct 2024	$8.3B	$5.7B – $9.6B	$8.3B (0%)	after a round	1,800	growing	A	0%
1 Nov 2024	$8.3B	$3.7B – $9.6B	$8.0B (-4%)	after a round	1,800	up	B	0%
1 Dec 2024	$8.4B	$3.7B – $9.7B	$8.1B (-4%)	after a round	1,900	up	B	0%
1 Jan 2025	$8.4B	$3.6B – $9.7B	$8.1B (-4%)	after a round	1,900	up	B	0%
1 Feb 2025	$8.4B	$2.8B – $9.7B	$8.1B (-4%)	after a round	1,900	up	C	0%
1 Mar 2025	$8.4B	$2.7B – $9.7B	$8.0B (-4%)	after a round	1,900	up	C	0%
1 Apr 2025	$8.4B	$2.6B – $9.6B	$8.0B (-4%)	after a round	1,900	up	C	0%
1 May 2025	$8.3B	$2.5B – $9.6B	$8.0B (-4%)	after a round	1,900	up	C	0%
1 Jun 2025	$8.3B	$2.5B – $9.6B	$8.0B (-4%)	after a round	1,900	up	C	0%
1 Jul 2025	$8.3B	$2.4B – $9.5B	$7.9B (-4%)	after a round	1,900	up	C	0%
1 Aug 2025	$8.5B	$2.4B – $9.8B	$8.4B (-2%)	after a round	2,078	up	C	0%
1 Sep 2025	$8.5B	$2.3B – $9.8B	$8.3B (-2%)	after a round	2,078	up	C	0%
1 Oct 2025	$8.3B	$2.2B – $9.6B	$7.9B (-5%)	after a round	2,092	up	C	0%
1 Nov 2025	$8.3B	$2.1B – $9.5B	$7.9B (-5%)	after a round	2,092	up	C	0%
1 Dec 2025	$8.3B	$2.1B – $9.5B	$7.9B (-5%)	after a round	2,092	up	C	0%
1 Jan 2026	$8.5B	$2.0B – $9.8B	$8.3B (-3%)	after a round	2,259	up	C	0%
1 Feb 2026	$8.5B	$1.6B – $9.8B	$8.2B (-3%)	after a round	2,259	up	C	0%
1 Mar 2026	$8.3B	$1.6B – $9.6B	$8.0B (-4%)	after a round	2,259	up	C	0%
1 Apr 2026	$8.5B	$1.5B – $9.7B	$8.2B (-3%)	after a round	2,291	up	C	0%
1 May 2026	$8.4B	$1.5B – $9.7B	$8.2B (-3%)	after a round	2,291	up	C	0%
1 Jun 2026	$8.4B	$1.4B – $9.7B	$8.2B (-3%)	after a round	2,317	up	C	0%
1 Jul 2026	$8.4B	$1.4B – $9.7B	$8.2B (-3%)	after a round	2,317	up	C	0%
1 Aug 2026	$8.2B	$1.3B – $9.4B	$7.8B (-5%)	after a round	2,420	up	C	0%
1 Sep 2026	$8.3B	$1.3B – $9.5B	$7.9B (-5%)	after a round	2,447	up	D	0%
1 Oct 2026	$8.3B	$1.2B – $9.5B	$7.9B (-4%)	after a round	2,450	up	D	0%
24 Oct 2026	$8.3B	$1.2B – $9.5B	$7.9B (-4%)	after a round	2,450	up	D	0%

Key facts about Qonto

Founded: 2016
Headquarters: Paris, France
Employees: about 2,450 +17% in a year
Total raised: $575M
Funding rounds: 3
Last round: Series D Jan 2022

Qonto was founded in 2016 by Alexandre Prot and Steve Anavi.

Qonto funding history

Qonto has 3 funding rounds on record, from Jan 2017 to Jan 2022, $575M in total. The latest disclosed valuation is $5.00B post-money (Series D, Jan 2022).

Series D 10 Jan 2022
Led by Tiger Global, Technology Crossover Ventures; with Alkeon, Alven, DST Global, Eurazeo, European Investment Bank, KKR, Tencent Holdings, Insight Partners, Valar Ventures, Gaingels, Exor Seeds, Acrobator Ventures, AltaClub, Altair Capital Management, Ashley Flucas, Sequoia Capital, Singular, Guillaume Pousaz. Individuals: Ashley Flucas.
Sources: trainy.co
$550M
$5.00B post-money
Series B 24 Sep 2018
Led by Valar Ventures, Alven; with European Investment Bank.
Sources: finsmes.com, techcrunch.com, research.contrary.com and 2 more
$23M
Seed 20 Jan 2017
Led by Alven; with Valar Ventures.
Sources: finsmes.com, eu-startups.com, pymnts.com
$1.7M

Qonto investors

20 investors have backed Qonto; Alven, Valar Ventures and Technology Crossover Ventures and 1 more led at least one round.

What Qonto does

Qonto works in payment processing & point of sale, with 14 recorded offerings and customers in financial services, small and medium-sized enterprises (SMEs) and freelancers.

OLINDA SAS, known as Qonto, is a French company that operates as a payment institution and neobank, providing financial services such as invoicing, bookkeeping, expense management, financing, payment cards, and payment terminals. The company serves freelancers, micro-businesses, SMEs, associations, and company founders across Europe. Qonto also offers a subscription-based business account model and utilizes artificial intelligence and machine learning to support its financial solutions. The company is licensed by the French Autorité de Contrôle Prudentiel et de Résolution (ACPR) and is part of the neobank sector.

Description from Veridion's company data.

Products and services

Business Banking Account Services
Business Payment Card Issuance
Business Payment Terminal Provision
Invoicing and Bookkeeping Services
Expense Management Services
Business Financing Solutions
AI-Driven Financial Tools Development
Machine Learning Financial Solutions
Subscription-Based Business Account Services
Interest-Bearing Business Account Services
SME Financial Solutions
Micro-Business Financial Solutions
Association Financial Solutions
Company Founder Financial Solutions

Markets

Financial Services
Small and Medium-sized Enterprises (SMEs)
Freelancers

Technology

Artificial Intelligence and Machine Learning for Financial Services

Certifications

GDPR compliant

Business model

Business-to-Business
Business-to-Consumer
Subscription-Based

Industry codes (NAICS)

522320 Financial Transactions Processing, Reserve, and Clearinghouse Activities 100% match

Questions about Qonto

What is Qonto worth?

Valuation $8.3B (range $1.2B to $9.5B), as of 24 Oct 2026. The last disclosed valuation was $5.00B (Series D, Jan 2022).

Has Qonto raised money?

Qonto has 3 funding rounds on record, from Jan 2017 to Jan 2022, $575M in total. The latest disclosed valuation is $5.00B post-money (Series D, Jan 2022).

Who has invested in Qonto?

Alven, Valar Ventures, Technology Crossover Ventures, Tiger Global, European Investment Bank and Acrobator Ventures, and 14 more. Lead investors include Alven, Valar Ventures, Technology Crossover Ventures and Tiger Global.

How many people work at Qonto?

About 2,450, up 17% over the last year. Headcount grew from 280 in Jan 2021 to 2,450 in Sep 2026.

What does Qonto do?

Qonto works in payment processing & point of sale, with 14 recorded offerings and customers in financial services, small and medium-sized enterprises (SMEs) and freelancers. Its main offerings are business banking account services, business payment card issuance and business payment terminal provision.

When was Qonto founded, and where is it based?

Qonto was founded in 2016 and is based in Paris, France. It has about 2,450 employees, up 17% over the last year.

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